Electronic payment device for personal use

Abstract

The invention relates to an electronic payment device for personal use, which integrates a variety of entity IC cards, an access card, an attendance card and an RFID card into the electronic payment device in the electronic mode, that is the electronic payment device adopts the interactive electronic payment device to replace the solid entity cards, thereby leading a user to be capable of managingand controlling the electronic payment device through an electronic payment procedure and checking the balance and the transaction records of a variety of accounts, if lost, the electronic payment device does not cause loss or safety risk to the user through the protection of fingerprint verification.

Description

technical field [0001] The invention relates to the technical field of communication, in particular to a personal electronic payment device. Background technique [0002] In the current communication field, people carry payment cards, such as bank cards, IC cards or RFID cards, and pay on the merchant's POS. The disadvantage is that users cannot control and manage their payment card accounts at any time, nor can they check their payment at any time. card balance and transaction history, and if the payment card is lost, it is easy to lose funds. [0003] In order to overcome the above-mentioned defects, people began to integrate RFID cards into the UICC of mobile phones, that is, smart cards, and control and manage the accounts and payments of the RFID cards through mobile phones, that is, the current NFC (Near Field Communications, mobile short-distance wireless communication field) payment field , the 3GPP organization released the ETSI TS 102 613 Release 7 standard and th...

AI Technical Summary

Problems solved by technology

[0002] In the current communication field, people carry payment cards, such as bank cards, IC cards or RFID cards, and pay on the merchant's POS. The disadvantage is that users cannot control and manage their payment card accounts at any time, nor can they check their payment at any time. Card balance and transaction history, and if the payment card is lost, it is easy to lose funds

[0003] In order to overcome the above-mentioned defects, people began to integrate RFID cards into the UICC of mobile phones, that is, smart cards, and control and manage the accounts and payments of the RFID cards through mobile phones, that is, the current NFC (Near Field Communications, mobile short-distance wireless communication field) payment field , the 3GPP organization released the ETSI TS 102 613 Release 7 standard and the ETSI TS102 622 Release 7 standard, which will be referred to as the Mobile NFC standard in this paper, which regulate the logical characteristics of mobile phone terminals supporting NFC payment and the logical characteristics of UICC supporting NFC payment , and the mobile phone terminals currently in use hardly meet the Mobile NFC standard, and a large number of low-version UICCs installed on mobile phone terminals do not have the characteristics specified in the Mobile NFC standard

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