74 results about "Payment procedure" patented technology

An electronic ticket service system based on color scale image recognition for individual identification, purchasing certificate or bill payment. Different from the conventional black-and-white one- or two-dimensional barcode, the color scale uses assembly of color scales for various colors. Each assembly of multiple color scales represents one element, such that the information capacity is greatly increased. The user can order the ticket via phone or internet. When the user has successfully input the purchase information and complete the payment procedure, the electronic ticket service center can issue and transmit the electronic ticket containing the color scale code to the assigned device through multimedia or wireless transmission. The assigned device can be cellular phones or other mobile communication terminal devices. Upon entrance, the electronic ticket displayed by the cellular phones or the mobile communication terminals is verified by a ticket verification device.

For improving driver's awareness about emissions and promoting environmental protection, an emission amount notifying device is provided. When such a taxation system becomes effective that a tax is imposed in accordance with an amount of one or more kinds of harmful substances, which include a carbon dioxide, nitrogen oxides, sulphur oxides and hydrocarbons emitted from a vehicle, a sensor determines the emission amounts of respective harmful substances, and a CPU obtains the amount of tax corresponding to the determined emission amounts from a ROM storing tax information related to the tax amounts corresponding to respective displacements, and displays the obtained tax amount on a display device. Further, the CPU sends the information relating to the determined emission amount to a server of authorities from a communication unit for performing tax payment procedures.

In some embodiments, the present application relates to card-free programs provided by a merchant to a customer, whereby the customer has access to functions such as payment options and/or loyalty program benefits without needing to present a physical card at a point of sale. For example, a customer may make a card-free purchase of goods or services from a merchant, whereby the customer need not present a card such as a debit card, credit card, loyalty card, or other physical tender to make a purchase. Further, the customer need not provide biometric data or otherwise use an electronic device or identifier to make a purchase. Alternatively or additionally, the customer may access a loyalty program without needing to provide a physical card or data associated with a card.

Systems and methods are provided for automated payment handling. In one implementation, a method is provided for processing of a payment request. The method may include determining, using the payment request, an entity that will receive a payment, and determining an outgoing bank account to use for the payment. Further, the method may include automatically selecting, from a list of available payment procedures, a preferred payment procedure for the payment request, the preferred payment procedure indicating a payment form code and a connection with the entity. Moreover, the method may include validating the preferred payment procedure using a set of rules and paying, to the entity, the payment using the validated payment procedure.

A method and apparatus for adding items/services/sales to a shopping cart directly from a static or moving picture while maintaining single user interface which includes all site navigating and information controls, shopping cart and items complementary information frames. The picture can combine multiple products from various merchants, promotional advertisements and sale attractions. The method further defines a ways to add items/sales/services that needs user interaction into the shopping cart. It further defines ways to add multi vendor items into the shopping cart. It further defines ways to handle and add sales/promotions messages items/services/sales to shopping cart while updating shopping cart according to sales/promotions conditions. Method further defines ways to define personal items catalogs and preferred sale catalogs based on the said adding item to a shopping cart. Method further defines payment procedures that allow completing an order from the said shopping cart using localized payment cards/coupons/promotion codes/web-site links and the like payments options. Method further defines ways to share users rankings/preferences.

The invention discloses an intelligent shopping device for supermarket commodities in bulk. The intelligent shopping device comprises a conveying module, a weighing module, a liquid crystal display module, a commodity recognition module, a master control module, a billing and payment module, a network communication module and a payment marking module, wherein the master control module is connected with the conveying module, the weighing module, the liquid crystal display module, the commodity recognition module, the billing and payment module, the network communication module and the payment marking module, and the network communication module is further connected with a background server. A method of the intelligent shopping device mainly comprises the conveying procedure, the weighing procedure, the commodity recognition procedure, the billing and payment procedure, the background database updating procedure and the payment marking procedure. According to the intelligent shopping device, the shopping process of the commodities in bulk is greatly simplified, a consumer can carry out shopping more conveniently due to the automatic shopping process, and human cost is reduced for a supermarket; the types of the commodities are intelligently recognized, pricing is more convenient to carry out, and no manual inference is needed; due to an NFC and code scanning payment mode, the consumer can pay more safely and more efficiently; the shopping process is intelligently prompted, and operation is easy to carry out.

The invention discloses an NFC mobile phone payment terminal, a payment method and a system. The invention is designed to solve the problems that the prior mobile phone payment mode is troubled in operation and easy to go wrong; the system comprises a mobile phone terminal of a paying party, a mobile phone terminal of a paid party and a bank mobile payment server; the mobile phone terminal of the paid party is used for sending a payment request to the mobile phone terminal of the paying party by an NFC signal; and the mobile phone terminal of the paying party is used for receiving the payment request and sending a payment command to the bank mobile payment server according to the payment request; the bank mobile payment server receives the payment request, processes relevant financial information and sends an operation result to the mobile phone terminal of the paid party and the mobile phone terminal of the paying party. The NFC mobile phone payment terminal, the payment method and the system are suitable for consumption settlement between a consumer and a merchant and payment transfer among individuals.

The utility model relates to the mobile payment technology field, particularly to a short-distance payment system based on graphs. The payment system comprises a collecting terminal and a payment terminal, wherein the collecting terminal comprises: an order generating module for generating an order based on the goods selected by the client and the service information, a graphic code transforming module for transforming the order information into a graphic code image containing graphic code or identifying the order information from graphic code image, a display module for displaying the graphic code image generated by the graphic code transforming module, a camera device for capturing the graphic code image, and a communication module for communicating with a payment settlement system. The payment terminal comprises a camera device, a graphic code transforming module, and a display module. The invention also discloses a short-distance payment method based on graphs. The payment method requires no change to the hardware of a handset. Moreover, the handset and the collecting terminal carry out communication via mutual shooting, with no need for other communication, thereby being secure and reliable, generating no communicating fee, and ensuring the security of the transaction.

The invention discloses an infrared mobile phone payment terminal, a payment method and a payment system which are designed for solving the problems that the payment mode of the existing mobile phone is complicated to be operated and is easy to get wrong. The system comprises a payer mobile phone terminal, a payee POS machine terminal and a bank network mobile payment server; the payee POS machine terminal is used for sending a payment request to the payer mobile phone terminal by an infrared signal; the payer mobile phone terminal is used for receiving the payment request and sending a payment instruction to the bank network mobile payment server based on the payment request; the bank network mobile payment server is used for receiving the payment request, processing the related financial information and sending the operation result to the payee POS machine terminal and the payer mobile phone terminal. The infrared mobile phone payment terminal, the payment method and the payment system of the invention are suitable for the consumption settlement between consumers and shops.

A content transaction management server device includes: a memory storing decryption keys used in decryption of encrypted content data; a communication unit for information; a payment-request reception unit receiving, through the communication unit, a first storage address indicating a storage area where the decryption keys of encrypted content data in the memory are stored and user identifiers identifying users who are purchasers of the encrypted content data; a payment-procedure processing unit implementing payment-procedure processes related to purchase transactions of encrypted content data by a user identified by user identifiers in the payment request; and a decryption-key transmission unit that, after payment-procedure processing based on the payment-procedure processing unit is completed, reads out, from the memory, decryption keys stored in the storage area indicated by the first storage address included in the payment request and transmits, through the communication unit, the decryption keys to the transmission source of the payment request.

The invention provides a parking lot management system and a method thereof. The system comprises a first identity information input device, a first license plate scanning device, a second identity information input device, a second license plate scanning device, an information processing server, an information storage database, a third party fee deduction interface and a barrier gate switch controller, wherein the information processing server is in communication connection with the first identity information input device, the first license plate scanning device, the second identity information input device, the second license plate scanning device, the information storage database, the third party fee deduction interface and the barrier gate switch controller through a wireless or wired network. By means of the parking lot management system and the method thereof, identity authentication is conducted on a driver at an entrance/exit so that the vehicle stealing situation can be effectively prevented, meanwhile, the automatic fee deduction function on the premise of vehicle owner authorization is provided so that quick and convenient fee payment can be achieved, vehicle egression and ingression are made to be more smooth, and vehicle jam at the entrance/exit caused by the fee payment procedure is reduced.

A mobile advertising system, a respective method and to a computer program product, wherein the mobile advertising system includes one or more mobile devices configured to capture a merchant's encoded vending detail, and being configured to communicate with a remote payment host. Upon completion of a payment procedure, the mobile device is operable to generate a recommendation on the basis of the captured vending details and to transfer the recommendation to at least one potential customer via a network.

A relay server to be installed in a payment system which is suitably used in a specially designed terminal having limited communication functions such as a portable telephone. The relay server is provided in the payment system including a user terminal to take payment procedures through a network, a shop server to produce payment information containing amounts to be paid by a user, a payment server to perform payment processing through the network and a wallet server to maintain authentication information of the user and to request the payment server to take payment procedures. The relay server has a redirecting section used to transfer, when receiving procedure request information from the terminal, the information to the shop server and, when receiving the payment information from the shop server having acquired the request information, to transfer the payment information to the wallet server.

The invention provides a transaction step confirming payment management system and a payment method for using the same, belonging to the fund transaction system and method technical field. The system comprises a magnetic card storing ID numbers of members, a card-reading device recording ID numbers of sellers and a data processing center server which is used for loading a system database and a system website. The data transmission between the card-reading device and the data processing center server is performed through a network; corresponding data is stored in the system database; the data processing center server comprises a payment and settlement module, a consumed member management module, a seller account management module, a commodity information management module and a hardware unit functional module. The payment management system as a third-party deposit platform helps a purchaser deposit consumed money, gradually confirms payment for a seller step by step during the consuming process, and provides a reliable, safe and quality guaranteed payment mode for a saving type consumption mode with longer consumption cycle.

The invention provides an automatic checkout method and an automatic shopping cart. The method includes the steps of executing the first step N times in the shopping process, and executing the second step after the shopping ends. The second step includes the substeps of generating a two-dimensional code containing a supermarket account and the total price after a central processor of the automatic shopping cart detects that a mobile phone payment button on a touch display screen is pressed down, scanning the two-dimensional code through a camera of a smart phone, analyzing the two-dimensional code to obtain the total price, and transferring money from a smart phone account to the supermarket account through a payment program on the smart phone, wherein the transferred money equals to the total price. Consumers can conveniently conduct self-service shopping and checkout without queuing, time can be saved, and the shopping experience of the consumers can be improved.

In one embodiment of a product ordering apparatus, information of a service entrusted from a service-providing company is selected from an operating unit, and when product information in that service is selected from the operating unit, the service-providing company is designated, the format of an order form is determined by designating the service-providing company, personal information and store information are automatically input along with product information to data of the determined order form, and after a payment procedure in a settlement device, order form data in which the information has been automatically entered is automatically sent by facsimile to a device of the service-providing company due to a request from the settlement device, and after sending the facsimile, when outputting a communications results report, the contents of the order form are printed on paper as a copy together with the communications results report.

The present invention relates to a discount service system and method according to a discount condition which defers the payment in accordance with the coupon purchase of a buyer, and changes the payment to a discount condition related with the coupon usage at the time of performing the payment to process the payment amount. According to the present invention, a payment procedure of the coupon purchased by the buyer is deferred later than the coupon used time or coupon usage and various discount conditions is set to apply additional benefit in accordance with the coupon usage of the seller to provide a discount in accordance with a discount condition in connection with the coupon usage of the buyer, to guide the buyer to use a coupon in a seller's desired direction, thereby maximizing the benefit of the seller.