Infra-red ray mobile phones payment terminal, payment procedure and system

A mobile payment and infrared technology, applied in the transmission system, short-distance system, electromagnetic wave transmission system, etc., can solve the problems of long transaction time, lengthy, low efficiency, etc., to solve password security problems, reduce input information, and reduce errors The effect of probability

Inactive Publication Date: 2009-01-07
BEIJING AIO TIME INFORMATION TECH
View PDF0 Cites 25 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

At present, a variety of mobile payment modes have been developed, but they have not been popularized and applied due to design defects. The main problems are: 1. Failure to fully protect personal privacy. For example, some payment modes require both parties to exchange mobile phone numbers, while Phone numbers generally belong t

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Infra-red ray mobile phones payment terminal, payment procedure and system
  • Infra-red ray mobile phones payment terminal, payment procedure and system
  • Infra-red ray mobile phones payment terminal, payment procedure and system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0027] In order to enable those skilled in the art to better understand the technical solutions of the present invention, and to make the above-mentioned objectives, features and advantages of the present invention more obvious and understandable, the present invention will be further described in detail below with reference to the accompanying drawings and embodiments.

[0028] Such as figure 1 As shown, an embodiment of an infrared mobile phone payment method provided by the present invention includes the following steps:

[0029] S101 The mobile phone terminal of the paying party establishes an infrared signal connection with the POS terminal of the payee;

[0030] The payee's POS terminal is equipped with an infrared function, and the payer's mobile phone terminal and the payee's POS terminal establish a connection through infrared signals.

[0031] S102 The POS terminal of the payee sends a payment request to the mobile terminal of the payer;

[0032] The POS terminal of the...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

PUM

No PUM Login to view more

Abstract

The invention discloses an infrared mobile phone payment terminal, a payment method and a payment system which are designed for solving the problems that the payment mode of the existing mobile phone is complicated to be operated and is easy to get wrong. The system comprises a payer mobile phone terminal, a payee POS machine terminal and a bank network mobile payment server; the payee POS machine terminal is used for sending a payment request to the payer mobile phone terminal by an infrared signal; the payer mobile phone terminal is used for receiving the payment request and sending a payment instruction to the bank network mobile payment server based on the payment request; the bank network mobile payment server is used for receiving the payment request, processing the related financial information and sending the operation result to the payee POS machine terminal and the payer mobile phone terminal. The infrared mobile phone payment terminal, the payment method and the payment system of the invention are suitable for the consumption settlement between consumers and shops.

Description

Technical field [0001] The invention relates to a wireless electronic payment device, a payment method and a system, and in particular to an infrared mobile phone payment terminal, a payment method and a system. Background technique [0002] At present, with the popularization and application of bank network service systems, bank credit cards have become more and more widely used in consumer settlement. Consumers only need to use bank cards to make shopping settlements in shopping malls equipped with bank network terminals. Consumer settlement provides great convenience, consumers do not have to carry a large amount of cash when going shopping, which reduces the risk of cash being stolen. However, the existing bank network POS terminal has security risks in the consumption settlement process. Consumers need to input password information during the consumption settlement process, and the phenomenon that the bank card account password is often stolen. [0003] With the rapid develo...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

Application Information

Patent Timeline
no application Login to view more
IPC IPC(8): G07F19/00H04L29/08H04B10/10H04B10/114
Inventor 陈中陈建勇
Owner BEIJING AIO TIME INFORMATION TECH
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Try Eureka
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap