Infra-red ray mobile phones payment terminal, payment procedure and system

A mobile payment and infrared technology, applied in the transmission system, short-distance system, electromagnetic wave transmission system, etc., can solve the problems of long transaction time, lengthy, low efficiency, etc., to solve password security problems, reduce input information, and reduce errors The effect of probability

A mobile payment and infrared technology, applied in the transmission system, short-distance system, electromagnetic wave transmission system, etc., can solve the problems of long transaction time, lengthy, low efficiency, etc., to solve password security problems, reduce input information, and reduce errors The effect of probability

CN101339685AInactive Publication Date: 2009-01-07BEIJING AIO TIME INFORMATION TECH
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  • Infra-red ray mobile phones payment terminal, payment procedure and system
  • Infra-red ray mobile phones payment terminal, payment procedure and system
  • Infra-red ray mobile phones payment terminal, payment procedure and system

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Embodiment Construction

[0027] In order to enable those skilled in the art to better understand the technical solutions of the present invention, and to make the above-mentioned objectives, features and advantages of the present invention more obvious and understandable, the present invention will be further described in detail below with reference to the accompanying drawings and embodiments.

[0028] Such as figure 1 As shown, an embodiment of an infrared mobile phone payment method provided by the present invention includes the following steps:

[0029] S101 The mobile phone terminal of the paying party establishes an infrared signal connection with the POS terminal of the payee;

[0030] The payee's POS terminal is equipped with an infrared function, and the payer's mobile phone terminal and the payee's POS terminal establish a connection through infrared signals.

[0031] S102 The POS terminal of the payee sends a payment request to the mobile terminal of the payer;

[0032] The POS terminal of the...

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Abstract

The invention discloses an infrared mobile phone payment terminal, a payment method and a payment system which are designed for solving the problems that the payment mode of the existing mobile phone is complicated to be operated and is easy to get wrong. The system comprises a payer mobile phone terminal, a payee POS machine terminal and a bank network mobile payment server; the payee POS machine terminal is used for sending a payment request to the payer mobile phone terminal by an infrared signal; the payer mobile phone terminal is used for receiving the payment request and sending a payment instruction to the bank network mobile payment server based on the payment request; the bank network mobile payment server is used for receiving the payment request, processing the related financial information and sending the operation result to the payee POS machine terminal and the payer mobile phone terminal. The infrared mobile phone payment terminal, the payment method and the payment system of the invention are suitable for the consumption settlement between consumers and shops.

Description

Technical field [0001] The invention relates to a wireless electronic payment device, a payment method and a system, and in particular to an infrared mobile phone payment terminal, a payment method and a system. Background technique [0002] At present, with the popularization and application of bank network service systems, bank credit cards have become more and more widely used in consumer settlement. Consumers only need to use bank cards to make shopping settlements in shopping malls equipped with bank network terminals. Consumer settlement provides great convenience, consumers do not have to carry a large amount of cash when going shopping, which reduces the risk of cash being stolen. However, the existing bank network POS terminal has security risks in the consumption settlement process. Consumers need to input password information during the consumption settlement process, and the phenomenon that the bank card account password is often stolen. [0003] With the rapid develo...

Claims

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Application Information

Patent Timeline
07 Jan 2009
Publication
CN101339685A
IPC
G07F19/00; H04L29/08; H04B10/10; H04B10/114
Inventors
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