NFC mobile phones payment terminal, payment procedure and system

A mobile payment and terminal technology, which is applied in the field of payment and wireless electronic payment equipment, can solve the problems of redundancy, low efficiency, and error-prone, and achieve the effects of reducing error probability, protecting personal privacy, and reducing input information
CN101290669AInactive Publication Date: 2008-10-22BEIJING AIO TIME INFORMATION TECH
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Patent Information

Authority / Receiving Office
CN Β· China
Patent Type
Applications(China)
Current Assignee / Owner
BEIJING AIO TIME INFORMATION TECH
Publication Date
2008-10-22
Estimated Expiration
Not applicable Β· inactive patent

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Abstract

The invention discloses an NFC mobile phone payment terminal, a payment method and a system. The invention is designed to solve the problems that the prior mobile phone payment mode is troubled in operation and easy to go wrong; the system comprises a mobile phone terminal of a paying party, a mobile phone terminal of a paid party and a bank mobile payment server; the mobile phone terminal of the paid party is used for sending a payment request to the mobile phone terminal of the paying party by an NFC signal; and the mobile phone terminal of the paying party is used for receiving the payment request and sending a payment command to the bank mobile payment server according to the payment request; the bank mobile payment server receives the payment request, processes relevant financial information and sends an operation result to the mobile phone terminal of the paid party and the mobile phone terminal of the paying party. The NFC mobile phone payment terminal, the payment method and the system are suitable for consumption settlement between a consumer and a merchant and payment transfer among individuals.
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Description

technical field

[0001] The invention relates to a wireless electronic payment device, a payment method and a system, in particular to an NFC mobile phone payment terminal, a payment method and a system. Background technique

[0002] At present, with the promotion of bank network service systems, bank credit cards have been more and more widely used in consumption settlement. Consumers only need to use bank cards to carry out shopping settlements in shopping malls equipped with bank terminals, and consume for users. Settlement provides great convenience, and consumers do not need to carry a large amount of cash when they go shopping, which reduces the risk of cash being stolen. However, on the one hand, there are potential safety hazards in the existing bank terminal consumption settlement. Consumers often have their bank card account numbers and passwords stolen during the consumption settlement process; , Restaurants and other public consumption places, but cannot be popul...

Claims

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