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Electronic currency transfer payment system and method

An electronic currency and currency technology, applied in the Internet field, can solve problems such as inability to satisfy online payment of smart mobile terminals

Active Publication Date: 2015-11-25
廖小谦
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The inventor found in the research process of this application that at present, the electronic cash in the security intelligent hardware can only be paid on a dedicated terminal, such as a UnionPay-certified POS machine, a bus card reader, etc., and through ad hoc The deposit window recharges electronic cash in secure smart hardware, so the application of this type of electronic cash is limited and cannot meet the needs of online payments on smart mobile terminals

Method used

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  • Electronic currency transfer payment system and method
  • Electronic currency transfer payment system and method
  • Electronic currency transfer payment system and method

Examples

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Embodiment Construction

[0069] Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, the same numerals in different drawings refer to the same or similar elements unless otherwise indicated. The implementations described in the following exemplary examples do not represent all implementations consistent with the present invention. Rather, they are merely examples of apparatuses and methods consistent with aspects of the invention as recited in the appended claims.

[0070] In order to solve the problem in the prior art that the electronic cash in the secure intelligent hardware can only be paid on a dedicated terminal and cannot meet the diverse needs of users, the present application discloses an electronic money transfer system.

[0071] see figure 1 As shown in the structural diagram, the electronic money transfer system disclosed in this application in...

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Abstract

The invention relates to an electronic currency transfer payment system and method. The system includes a digital certificate server end, an intelligent mobile terminal, security intelligent hardware and a currency trusteeship server end. With the system adopted, transfer payment operation of electronic currencies can be realized, wherein the transfer payment operation of the electronic currencies includes various types of transfer payment operation, for example, recharging electronic currencies in the security intelligent hardware and carrying out online payment through utilizing the electronic currencies in the security intelligent hardware; and other types of transfer payment operation of the electronic currencies can be also carried out; and the security of the transfer payment operation of the electronic currencies can be protected through the security intelligent hardware. With the electronic currency transfer payment system and method of the invention adopted, various kind of transfer payment operation of electronic currencies can be realized, and therefore, diverse needs of users can be satisfied.

Description

technical field [0001] The present disclosure relates to the technical field of the Internet, and in particular to an electronic money transfer system and method. Background technique [0002] With the development of science and technology, mobile intelligent terminals based on smartphones have been widely used. The integration of finance and mobile Internet to serve people's life and social production is the general trend. Payment and transfer of electronic money through mobile terminals has become a A basic financial service function. [0003] At present, the transfer and payment of electronic money through mobile smart terminals is mainly realized by using a third-party payment platform, and the third-party payment platform can be WeChat wallet and mobile phone Alipay. When using a third-party payment platform for electronic currency transfer and payment, it is necessary to pre-store the user's electronic currency in the background server of the third-party payment platf...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/36G06Q20/38G06Q20/40
CPCG06Q20/3674G06Q20/3829G06Q20/4014
Inventor 廖小谦汪朝晖刘放黄真勇刘晓金梅刘燕刘群张国红
Owner 廖小谦
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