Method and system for querying information of assets and liabilities

Abstract

The invention discloses a method and system for querying information of assets and liabilities, and the method comprises the steps: obtaining the information of all products owned by a customer and the account information of all deposits according to three elements of the customer; screening out the target product information and target account information according to a preset product code, and respectively generating tasks corresponding to the target product information and target account information; achieving the query of money amounts corresponding to each type of assets and each type of liabilities through putting all tasks into a thread pool, gathering the corresponding relation between each type of assets and a corresponding money amount and the corresponding relation between each type of liabilities and a corresponding money amount, and obtaining the summarized data of the information of the information of assets and liabilities. During the querying of the information of assets and liabilities, the customer just needs to provide three elements of the customer, thereby avoiding the tedious operation of selecting the accounts for query one by one. Moreover, through enabling the tasks corresponding to the target product information and target account information to be put in the thread pool, the method achieves the link with each product system, and achieves the real-time query of the information of assets and liabilities.

Description

technical field [0001] The invention relates to the technical field of banking information processing, and more specifically, relates to a query method and system for asset and liability information. Background technique [0002] Assets and liabilities information refers to the customer's financial status over a period of time, including the distribution of the customer's assets and liabilities in the bank. By viewing the bank's assets and liabilities information, the customer knows the financial status of the bank. Among them, asset information includes: demand deposits, term deposits, bank cards, wealth management products, securities products, agency insurance, etc. Debt information includes: credit cards, personal housing loans, personal consumption loans, other loans, quasi-credit cards, etc. [0003] At present, when customers need to check their assets and liabilities information in a certain bank, different banks use different inquiry methods. Some banks require cu...

AI Technical Summary

Problems solved by technology

Since the asset and liability information obtained by using this method does not include the information of the query day, it is impossible to query the customer's asset and liability information in real time

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