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Service consumption payment information processing method and system

An information processing method and technology for service consumption, applied in the field of online payment, can solve the problems of account management confusion, inconvenience, high pressure on transaction servers, etc., and achieve the effect of reducing data processing pressure and calling processing quickly.

Inactive Publication Date: 2016-12-07
康存乐付保数据科技(上海)有限公司
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  • Abstract
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  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The purpose of the present invention is to provide a service consumption payment information processing method and system to solve the confusion and inconvenience of account management when processing a large amount of data existing in the existing service consumption payment system, and the bank directly calls the database of the transaction server during the payment process. The data caused the problem of high pressure on the transaction server

Method used

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  • Service consumption payment information processing method and system
  • Service consumption payment information processing method and system
  • Service consumption payment information processing method and system

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Embodiment Construction

[0049] In order to better illustrate the present invention, the present invention will be described in detail with a preferred embodiment and with accompanying drawings, specifically as follows:

[0050] Such as figure 1 As shown, the service consumption payment information processing system provided by this embodiment includes: a transaction server 10, a cache server 20, and a bank terminal 30, wherein the number of bank terminals 30 is one or more, that is, the system can manage multiple banks Terminal service consumption payment information.

[0051] Specifically, the transaction server 10 is used to create an order to be processed according to the purchase operation information from the client, and after receiving the payment operation information of the order to be processed, update the order to be processed into a paid order, wherein the paid order The data contains the information of the bank that completed the order payment. The transaction server 10 is directly conn...

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Abstract

The invention provides a service consumption payment information processing method and system. The method includes a step S1 that a transaction server creates an order to processed after receiving a purchase operation information, and updates the order to processed as a paid order after receiving payment operation information; a step S2 that the transaction server encrypts order data of the paid order and obtains the encrypted order data; a step S3 that the transaction server saves the encrypted order data to a head portion of a redis queue corresponding to a bank end for completing the order payment in a cache server; a step S4 that the cache server takes out order data at the tail portion of each redis queue in sequence and transmits to the corresponding bank end for decryption; and a step S5 that the bank end settles the order according to the type of a received message. The method and system cache the order data through the cache server, so that the bank end can process the order data sequentially, and the pressure of the transaction server to process and query the database is reduced.

Description

technical field [0001] The invention relates to the technical field of online payment, in particular to a method and system for processing service consumption payment information. Background technique [0002] Existing payment systems or methods generally belong to dedicated payment software, such as Alipay, WeChat payment, etc., which are often used for payment, withdrawal and other operations, and often directly interface with various banks. For example, recharging is to debit the user through the payment interface with a bank. After the deduction is successful, the amount is deposited into the general account of Alipay or WeChat wallet, and the corresponding user's amount is changed. [0003] This method is still to establish a general account of the payment system, and the user opens several sub-accounts under the general account. When performing operations with each payment bank, payment and transfer must be made through the general account, so that the user can use the...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/12
CPCG06Q20/12
Inventor 夏文俊李扬吴杨志
Owner 康存乐付保数据科技(上海)有限公司
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