Method, device and electronic equipment for processing financial data based on block chain

Abstract

Disclosed are a method and apparatus for processing financial data based on a blockchain, and an electronic device. The method comprises: receiving and verifying financial data; carrying out Hash processing on the verified financial data to generate financial data ID; generating financial status data according to the financial data; and encapsulating the financial data, the financial status data and the financial data ID to generate block data and block height. By means of the method and apparatus for processing financial data based on the blockchain and the electronic device, the conflict between financial data variability and blockchain execution singleness can be resolved.

Description

technical field [0001] The present invention relates to the field of financial data information processing, in particular, to a block chain-based method, device and electronic equipment for processing financial data. Background technique [0002] Asset-backed securities (ABS) refer to the financial activities of issuing securities based on the stable cash flow that can be generated by the underlying assets in the future, credit enhancement through standardized product design. Since the asset securitization business changed from the review system to the filing system in 2014, the market has grown rapidly, and it has reached a stock size of nearly 2 trillion yuan. The asset securitization business can fully optimize the asset structure of financial institutions, reduce the systemic risk of the financial market, release the loan scale of financial institutions, improve their capital adequacy ratio, and bring great benefits in improving the profit model of financial institutions...

AI Technical Summary

Problems solved by technology

[0004] However, the structure of financial data cannot be unified and stable, and has complex and changeable business characteristics; while the business logic that the blockchain can carry needs to be relatively stable, otherwise it is difficult to ensure that the technical characteristics of the blockchain technology itself can be brought into play

At present, in the consortium chain of the blockchain, the interaction between various business data and the blockchain itself is completed by executing the relevant code logic built into the node; there are no relevant special treatment measures for the convenience of dealing with financial asset data; The data fields of financial asset information are complicated, and they are operated in conjunction with the blockchain according to their respective business requirements; once the business requirements change, it is easy to change the pre-deployed chain code; and the chain code of the blockchain currently does not have the technical conditions for frequent changes. Because this will make the data format on the chain lose continuity, which will make it difficult to trace the source of the data, and eventually lose the relevant advantages of blockchain storage data

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