Automatic equipment claiming method

Abstract

The invention relates to an automatic equipment claiming method comprising the following steps: the identity information of a user is bound to equipment, insurance information is submitted to a server, and an insurance policy is issued; the equipment automatically monitors and generates a claiming fault identifier; the fault identifier is identified and sent to the server; and the server interprets the fault identifier and compares the fault identifier with a preset claiming scope to enter a claiming process. A user downloads a mobile phone dedicated APP to scan a special equipment insurance confirmation two-dimensional code on equipment or a special fault two-dimensional code generated when the equipment fails, in order to declare and expire an insurance policy. Insurance policy confirmation cost caused by logistics and use of electric appliances is reduced. Online ordering and claiming are completed through simple links. The insurance policy generating and expiring links are completed through active submission and user credit tracking. Thus, labor cost is reduced, and the efficiency of insurance claiming is improved.

Description

technical field [0001] The invention relates to the technical field of communications, and in particular to a method for automatically settling equipment claims. Background technique [0002] This section introduces readers to background technologies that may be related to various aspects of the present invention, and it is believed that useful background information can be provided to readers, thereby helping readers to better understand various aspects of the present invention. Accordingly, it is to be understood that the descriptions in this section are for the purposes stated above and do not constitute admissions of prior art. [0003] Insurance means that the policyholder pays insurance premiums to the insurer according to the contract, and the insurer is responsible for indemnifying the insurance money for the property losses caused by the possible accidents agreed in the contract, or the death, disability, or disease of the insured Or a commercial insurance behavior...

AI Technical Summary

Problems solved by technology

[0004] In the general insurance claim processing process, the user needs to confirm whether the insurance claim standard is met by telephone or fax. The claim settlement procedure is complicated, and different claim settlement personnel may base different insurance claim settlement terms on the basis of the limited information provided by the car owner. , it may cause the consultation results of insurance claims to be very different, which will bring great inconvenience to users in fair and reasonable insurance claims, and will also make users feel dissatisfied with the services of insurance claims

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