Method, mobile terminal and storage equipment using social security card to realize treatment payment

Abstract

The invention discloses a method, a mobile terminal and storage equipment using a social security card to realize treatment payment; the method comprises the following steps: a user internet online account is engaged with a user social security card in advance through online or offline real name authentication; when a medical institution supporting direct online payment of the social security card finishes user diagnosis and treatments, the mobile terminal receives that the user selects to use the social security user payment ID to pay, and the social security system uses a pre-settlement function to send the user consumption item information to the social security bureau settlement system for checking the medical insurance settlement proportions; the social security system automatically submits and derates outpatient expenditure and hospitalization costs in the reimbursement scope, and the residual costs are paid by using other modes. The method uses the social security card to serve as an innovation inlet engaging the internet medical treatments, directly use the social security card to register and get appointments, see a doctor, claim insurances, apply reimbursements and pay, thus realizing one-card-for-all in the medical field, and providing uniform convenient medical services for users.

Description

technical field [0001] The invention relates to the technical field of Internet medical applications, in particular to a method for realizing payment for medical treatment based on a social security card, a mobile terminal and a storage device. Background technique [0002] With the rapid development of modern medical technology, "mobile medical care" has become a hot topic in society, and the difficulty of seeing a doctor is still a threshold. Since the new medical reform was launched in 2009, it has entered its eighth year. Some notable progress has been made in areas such as public health reform. However, we should also see that in the past seven years of practice, problems such as uneven distribution of medical resources, expensive and difficult medical treatment in large urban hospitals, empty buildings in some grassroots medical institutions, unprecedented intensification of doctor-patient conflicts, and low medical efficiency have remained. Needs to be improved. [...

AI Technical Summary

Problems solved by technology

This method has already led to the need for patients to download relative hospital applications for different hospitals when they are seeking medical treatment.

During the appointment stage, patients need to go to the selected hospital in advance to apply for a medical card issued by the hospital itself, and during the payment stage, patients can only pay by deducting the amount of the medical card, and cannot pay for the social security card

The traditional "Internet + medical" application only satisfies the function of patients booking a doctor in a single hospital through the medical card, but cannot complete the full coverage of the patient's medical treatment process, and does not fundamentally solve the problem of "difficult and expensive medical treatment" for patients

[0005] The medical services, diagnosis and treatment, payment, medicine collection, medical insurance services, and public medical services provided by existing medical institutions are complicated and disorderly. There have always been large prescriptions, excessive medical treatment, flooding of auxiliary examinations, and long waiting times for medical treatment. In addition, the medical monitoring system failed to achieve computer programming, and there were no problems such as real-time retrieval, inspection and follow-up inquiry, which not only caused a waste of medical insurance funds, but also brought a huge burden on citizens and social resources.

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