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Credit investigation method and device based on block chain

A technology of blockchain and requesting information, which is applied in the field of communication, can solve the problem of unreliable credit information and achieve the effect of ensuring reliability

Active Publication Date: 2018-02-02
前海云链科技(深圳)有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In view of this, the embodiment of the present invention provides a blockchain-based credit investigation method and device to solve the problem that the blockchain-based credit investigation method in the prior art is not reliable for logistics companies or drivers, etc. sexual problems

Method used

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  • Credit investigation method and device based on block chain
  • Credit investigation method and device based on block chain
  • Credit investigation method and device based on block chain

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0031] figure 1 It shows a schematic flow chart of the implementation of the blockchain-based credit reporting method provided by Embodiment 1 of the present invention. Such as figure 1 As shown, the blockchain-based credit investigation method specifically includes the following steps S101 to S102.

[0032] Step S101: Obtain the business data required for credit investigation, and the business data is stored in the form of blockchain.

[0033] Credit investigation is to obtain the credit score (credit index) of a certain user. Among them, it is mainly to conduct credit investigation on cargo owners, logistics companies and drivers.

[0034] As shown in Table 1 below, the data of the cargo owner enterprise are mainly as follows: number of employees, registered capital, logistics value, logistics transaction volume, logistics delivery frequency, upstream customer evaluation, downstream customer evaluation, upstream settlement cycle, downstream settlement cycle and number of...

Embodiment 2

[0049] figure 2 It shows a schematic flow chart of the realization of the blockchain-based credit investigation method provided by Embodiment 2 of the present invention. As shown in the figure, the method may include the following steps:

[0050] Step S201: Obtain the business data required for credit investigation, and the business data is stored in the form of blockchain.

[0051] This step is the same as step S101, for details, please refer to the relevant description of step S101, which will not be repeated here.

[0052] Step S202: Analyze the business data using a preset model, obtain an analysis result, and store the analysis result in a block chain.

[0053] This step is the same as step S102, for details, please refer to the relevant description of step S102, which will not be repeated here.

[0054] Step S203: When receiving the data correction request information sent by the user, display the operation interface, so that the user can correct the original business ...

Embodiment 3

[0059] image 3 It shows a schematic flow chart of the realization of the blockchain-based credit investigation method provided by the third embodiment of the present invention. On the basis of Embodiment 1, the analysis result includes the credit rating information of the user. As shown in the figure, the method may include the following steps:

[0060] Step S301: Obtain the business data required for credit investigation, and the business data is stored in the form of blockchain.

[0061] This step is the same as step S101, for details, please refer to the relevant description of step S101, which will not be repeated here.

[0062] Step S302: Analyze the business data using a preset model, obtain an analysis result, and store the analysis result in a block chain.

[0063] This step is the same as step S102, for details, please refer to the relevant description of step S102, which will not be repeated here.

[0064] Step S303: When receiving the appeal request information ...

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Abstract

The invention is applicable to the technical field of communication, and provides a credit investigation method and device based on a block chain. The method includes the following steps: acquiring business data needed for credit investigation, wherein the business data is stored in a block chain mode; and using a preset model to analyze the business data to get an analysis result, and storing theanalysis result in a block chain mode. According to the invention, business data needed for credit investigation is acquired and analyzed using a preset model to get an analysis result, and the analysis result is stored in a block chain mode, so that the analysis result is reliable, and it is ensured that credit investigation data for logistics enterprises, drivers and other users is reliable.

Description

technical field [0001] The invention belongs to the technical field of communications, and in particular relates to a blockchain-based credit investigation method and device. Background technique [0002] Credit investigation is an activity in which a professional and independent third-party organization establishes credit files for individuals or enterprises, collects and objectively records their credit information according to law, and provides external credit information services according to law. It provides professional credit institutions with A credit information sharing platform. [0003] With the development of science and technology, the proportion of the logistics supply chain industry in today's society is increasing. However, with the rapid development of the logistics industry, the data provided by existing logistics companies can be tampered with due to centralization, and more The tampering operation is not public, that is, it cannot be traced back, so the ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/06G06Q10/08
CPCG06Q10/083G06Q30/0609
Inventor 吴峻潘海洪朱登科习蓓谭棋友
Owner 前海云链科技(深圳)有限公司
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