Blockchain-based credit value transmitting method, device and system

Abstract

The invention provides a blockchain-based credit value transmitting method, a blockchain-based credit value transmitting device and a blockchain-based credit value transmitting system. The method comprises the following steps: receiving digitalized enterprise asset transmitted by a core enterprise node and signing the digitalized enterprise asset to obtain signature digitalized enterprise asset; uploading the generated asset deposit certificate to a blockchain system; transmitting asset pass issue application containing the credit value to a financial institution node; when a signature asset pass issue application transmitted by the financial institution node is received, uploading the asset pass to the blockchain system; and when settling accounts with upstream and downstream enterprise nodes after a first stage, paying the credit value which is equivalent with to-be-paid money in the asset pass to the upstream and downstream enterprise nodes after the first stage, so that the upstream and downstream enterprise nodes after the first stage utilizes the credit value to finance, the problem that the upstream and downstream enterprises after the first stage of the core enterprise aredifficult and expensive to finance is relieved, and the effect that the upstream and downstream enterprises utilize the credit value to finance conveniently is achieved.

Description

technical field [0001] The present invention relates to the technical field of supply chain finance, in particular to a blockchain-based credit value transfer method, device and system. Background technique [0002] The Electronic Commercial Draft System was established with the approval of the People's Bank of China. Relying on network and computer technology, it receives, registers, and forwards electronic commercial draft data messages, provides services related to electronic commercial draft monetary payment and fund settlement, and provides paper commercial draft registration. A comprehensive business processing platform for inquiries and public quotation services for commercial drafts. [0003] In practical applications, in the field of supply chain finance, credit value information is scattered in the supply chain's own systems, and the credit value of core enterprises can only be transmitted to its first-level upstream and downstream enterprises. Since the credit val...

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Problems solved by technology

[0003] In practical applications, in the field of supply chain finance, credit value information is scattered in the supply chain's own systems, and the credit value of core enterprises can only be transmitted to its first-level upstream and downstream enterprises. Since the credit value of core enterprises cannot be dismantled Therefore, the credit value of the core enterprise cannot be transmitted to the upstream and downstream enterprises after the first level of the core enterprise. Therefore, the upstream and downstream enterprises after the first level cannot carry out financing according to the credit value of the core enterprise. Difficult and expensive financing for upstream and downstream enterprises after the first level

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