Digital asset offline payment method, payment end, collection end and storage medium

A technology of offline payment and digital assets, which is applied in the fields of collection terminal, storage medium, payment terminal, and offline payment method of digital assets. It can solve problems such as poor network status and inability to carry out mobile payment, and achieve the effect of improving user experience

Active Publication Date: 2018-11-30
CHINA MERCHANTS BANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The main purpose of the present invention is to provide an offline payment method for digital assets, a payment terminal, a collection terminal and a storage medium, aiming to solve the technical problem that mobile payment cannot be performed when the network status is poor or there is no network

Method used

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  • Digital asset offline payment method, payment end, collection end and storage medium
  • Digital asset offline payment method, payment end, collection end and storage medium
  • Digital asset offline payment method, payment end, collection end and storage medium

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Embodiment Construction

[0040] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0041] The offline payment method for digital assets involved in the embodiment of the present invention is mainly applied to a payment terminal, which may be a mobile terminal such as a mobile phone, a smart bracelet, a tablet computer, or a wearable device.

[0042] refer to figure 1 , figure 1 It is a schematic diagram of the hardware structure of the payment terminal involved in the solution of the embodiment of the present invention. In the embodiment of the present invention, the payment terminal may include a processor 1001 (such as a Central Processing Unit, CPU), a communication bus 1002, a user interface 1003, a network interface 1004, and a memory 1005. Wherein, the communication bus 1002 is used to realize the connection and communication between these components; the user interface 1003 can include a di...

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PUM

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Abstract

The present invention provides a digital asset offline payment method. The digital asset offline payment method comprises: allowing a payment end to generate a corresponding UTXO consumption record according to an offline payment instruction and a local UTXO while the payment end receives the offline payment instruction; sending the UTXO consumption record to a collection end; updating the UTXO according to the UTXO consumption record while the confirmation information returned by the payment end is received, obtaining a secondary UTXO, and storing the UTXO consumption record in a to-be-processed information library; and synchronizing the UTXO consumption record in the to-be-processed information library to a transaction server to update a personal digital asset account of the payment endwhile the transaction server is connected successfully. The invention also provides a payment end, a collection end and a storage medium. The technical problem that the mobile terminal cannot performoffline payment when the network state is poor or there is no network.

Description

technical field [0001] The present invention relates to the technical field of terminals, in particular to an offline payment method for digital assets, a payment terminal, a collection terminal and a storage medium. Background technique [0002] With the development of terminal technology, mobile payment has become an important payment method in daily life. At present, most of the mobile payment solutions on the market use online payment methods, which require terminal devices to connect to the network before they can be used. However, the disadvantage of this payment method is also obvious. When the user is in a poor network environment or even without a network (such as subways, remote mountainous areas, etc.), payment cannot be made, which brings inconvenience to the user. Contents of the invention [0003] The main purpose of the present invention is to provide an offline payment method for digital assets, a payment terminal, a collection terminal and a storage mediu...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32
CPCG06Q20/3276G06Q20/3278
Inventor 张育明潘海清陈鹏
Owner CHINA MERCHANTS BANK
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