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Banking system and method executed by banking system

A technology of banking system and credit management system, which is applied in the field of banking system to achieve consistent and reliable results

Active Publication Date: 2018-12-11
SUMITOMO MITSUI BANKING CORPORATION
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the conventional banking system did not provide a structure for joint operation of each settlement system with other systems, such as a system for overseas credit management in conjunction with multiple settlement systems

Method used

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  • Banking system and method executed by banking system
  • Banking system and method executed by banking system
  • Banking system and method executed by banking system

Examples

Experimental program
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Embodiment Construction

[0025] Hereinafter, a detailed description accompanying exemplary embodiments of the present invention is provided with reference to the accompanying drawings. The exemplary embodiments described in this specification are used only as examples for research and are not intended to limit the present invention.

[0026]

[0027] Define the meanings of the following terms used in this specification.

[0028] Overseas credit: financing provided by a bank's overseas branch or a local legal entity associated with the bank to the bank's customers. Facility, which is a term equivalent to credit, is used when referring to individual credit.

[0029] Overseas credit management: manage the credit status of companies that are financing targets in overseas credit.

[0030] Lending Office: A branch or local legal person that assumes credit responsibility. In the case of multiple branches or local corporations dealing with one customer, the primary lending bank (PLO: Primary Lending Offi...

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PUM

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Abstract

Provided is a banking system for ensuring the consistency of credit information that is to be registered to an accounting system on the basis of conditions for approval in a request for approval and the fulfillment state of conditions needed for loan execution. In response to approval of request-for-approval data, the banking system receives deal information associated with the request-for-approval data and first facility information generated on the basis of status information of a control card. Second facility information based on the received first facility information is stored. The banking system determines whether facility data that is to be registered to credit facilities is consistent with the detail information of facilities stored in second facility information, and determines whether the status information of a control card stored in the second facility information is appropriate. The facility data is registered to credit facilities in response to an affirmative determination result.

Description

technical field [0001] The invention relates to a banking system and a method performed by the banking system. In more detail, the present invention relates to a banking system that makes the consistency of credit information to be registered to a settlement system reliable based on the approval conditions of requests and the adequacy of conditions required for loan execution and the execution by the banking system method. Background technique [0002] The scope of activities of a financial institution depends on its business size and corporate policy. For example, some financial institutions may be banks with worldwide operations and international activities. Banks operating internationally utilize a variety of systems to provide banking services to customers. Such a system was not built at the same time. For example, it may be a new system when entering a certain region, or it may be a system used by an acquired bank in this region. Banks that conduct international act...

Claims

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Application Information

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IPC IPC(8): G06Q40/02
CPCG06Q40/02
Inventor 林正人宇贺神清德山田耕司板坂洋一
Owner SUMITOMO MITSUI BANKING CORPORATION
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