Medical insurance claim settlement method, system and computer device based on block chain

Abstract

The embodiment of the invention provides a method, a system and a computer device for medical insurance claim settlement based on a block chain, which relate to the technical field of the block chainand are used for realizing rapid claim settlement of medical insurance. The medical insurance claim settlement method based on the block chain comprises the following steps: establishing a medical insurance block header for a customer, wherein the medical insurance block header includes a medical insurance contract of the customer; establishing a medical record chain for the customer, and mappingthe medical record chain and the medical insurance block head; wherein, the medical record chain is a block chain for storing the medical information of the customer, the medical record chain comprises at least one block, and one block is the medical information of the customer seeking medical treatment at one time; after the client seeks medical treatment, the medical information in the block corresponding to the current medical treatment is checked against the medical insurance contract in the block head corresponding to the client's medical insurance. If the verification is successful, theclaim shall be settled according to the medical information and medical insurance contract in the block corresponding to the current medical treatment. The method is applicable to a medical insuranceclaim settling device.

Description

technical field [0001] The present invention relates to the technical field of blockchain, in particular to a blockchain-based medical insurance claim settlement method, system and computer equipment. Background technique [0002] With the improvement of people's living standards, people pay more and more attention to medical insurance, and most of them will buy medical insurance products such as health insurance or life insurance. [0003] However, both insurance and medical care have their own systems. Specifically, medical institutions are always faced with the problem of being unable to safely share data across platforms. Different medical institutions use different information systems, and it is difficult to share data in different systems. After customers seek medical treatment, they need to When the claim is settled, the payment is not timely, or the customer meets the claim settlement conditions, but does not know how to settle the claim, resulting in property loss. ...

AI Technical Summary

Problems solved by technology

[0003] However, both insurance and medical care have their own systems. Specifically, medical institutions are always faced with the problem of being unable to safely share data across platforms. Different medical institutions use different information systems, and it is difficult to share data in different systems. After customers seek medical treatment, they need to When the claim is settled, the payment is not timely, or the customer meets the claim settlement conditions, but does not know how to settle the claim, resulting in property loss

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