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IP address analysis method and device, apparatus, and computer-readable storage medium

An IP address and analysis method technology, applied in computing, instruments, finance, etc., can solve problems such as ignoring the relationship between IP addresses and fraudulent behavior, reducing the accuracy of credit analysis, etc., to achieve effective potential risks, discover and avoid them, and improve accuracy Effect

Pending Publication Date: 2019-04-16
ONE CONNECT SMART TECH CO LTD SHENZHEN
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  • Summary
  • Abstract
  • Description
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AI Technical Summary

Problems solved by technology

In the process of credit risk analysis, the analysis of the IP address used by the loan applicant's loan terminal is often not involved, ignoring the relationship between the IP address and fraudulent behavior, thereby reducing the accuracy of credit analysis

Method used

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  • IP address analysis method and device, apparatus, and computer-readable storage medium
  • IP address analysis method and device, apparatus, and computer-readable storage medium
  • IP address analysis method and device, apparatus, and computer-readable storage medium

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Embodiment Construction

[0051] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0052] The IP address analysis method involved in the embodiment of the present invention is mainly applied to an IP address analysis device, and the IP address analysis device may be a personal computer (personal computer, PC), a notebook computer, a server, and other devices with data processing functions.

[0053] refer to figure 1 , figure 1It is a schematic diagram of the hardware structure of the IP address analysis device involved in the solution of the embodiment of the present invention. In the embodiment of the present invention, the IP address analysis device may include a processor 1001 (such as a central processing unit, CPU), a communication bus 1002, a user interface 1003, a network interface 1004, and a memory 1005. Wherein, the communication bus 1002 is used to realize the connection and communicati...

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PUM

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Abstract

The invention provides an IP address analysis method and device, an apparatus, and a computer-readable storage medium., the method includes: integrating and associating the IP address of the loan terminal with other location information of the loan applicant, thereby facilitating the identification of linkages between location information; analyzing and detecting the risk of the IP address of theloan terminal according to the processing logic of black dyeing (or gray dyeing), Thus, the potential credit fraud risk is effectively predicted in the form of big data analysis, the accuracy of credit analysis and risk assessment is improved, the potential risk can be more effectively warned, the risk can be discovered and avoided as soon as possible, the bad debt rate of loan can be reduced, andthe business safety can be improved.

Description

technical field [0001] The present invention relates to the field of financial credit, in particular to an IP address analysis method, device, equipment and computer-readable storage medium. Background technique [0002] With the rapid development of society and financial industry, online credit business is active in the market. Before lending money to loan applicants, credit institutions need to conduct risk control analysis on loan applicants to determine their fraud risk. In the process of credit risk analysis, the IP address analysis of the loan applicant's loan terminal is often not involved, ignoring the relationship between the IP address and fraudulent behavior, thereby reducing the accuracy of credit analysis. Contents of the invention [0003] The main purpose of the present invention is to provide an IP address analysis method, device, equipment and computer-readable storage medium, aiming at improving the accuracy of credit risk analysis. [0004] In order to...

Claims

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Application Information

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IPC IPC(8): G06Q40/02H04L29/12
CPCH04L2101/69G06Q40/03
Inventor 向纯玉
Owner ONE CONNECT SMART TECH CO LTD SHENZHEN
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