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Fast claim settlement method, storage medium and equipment for commercial insurance based on block chain

A blockchain and fast technology, applied in the field of blockchain, can solve the problems of inability to guarantee the security of personal data, complicated claim settlement procedures, slow claim settlement speed, etc., to achieve the effect of solving complex processes, eliminating human factors, and reducing underwriting pressure.

Active Publication Date: 2020-06-12
易保互联医疗信息科技(北京)有限公司
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AI Technical Summary

Problems solved by technology

[0006] In view of this, the technical problem to be solved by the present invention is to provide a fast commercial insurance claim settlement method, storage medium and equipment based on blockchain, which solves the problem of complex claim settlement procedures, slow claim settlement speed, unfairness and opacity in the existing commercial insurance. , cannot guarantee the security of personal data

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  • Fast claim settlement method, storage medium and equipment for commercial insurance based on block chain
  • Fast claim settlement method, storage medium and equipment for commercial insurance based on block chain
  • Fast claim settlement method, storage medium and equipment for commercial insurance based on block chain

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Embodiment Construction

[0018] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the spirit of the disclosure of the present invention will be clearly described below with the accompanying drawings and detailed descriptions. Any person skilled in the art will understand the embodiments of the present invention. , when it can be changed and modified by the technology taught in the content of the present invention, it does not depart from the spirit and scope of the content of the present invention.

[0019] The exemplary embodiments and descriptions of the present invention are used to explain the present invention, but not to limit the present invention. In addition, elements / members with the same or similar numbers used in the drawings and embodiments are used to represent the same or similar parts.

[0020] As used herein, "first", "second", ... etc. do not refer to a particular sequence or order, nor are they used to limit the pre...

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Abstract

The invention provides a business insurance rapid claim settlement method based on a block chain, a storage medium and equipment. The method comprises the following steps: a rapid claim settlement block chain is established; The applicant terminal generates an applicant claim settlement data packet according to the applicant data packet and uploads the data packet to the rapid claim settlement block chain; The commercial insurance institution terminal obtains a first hash value of the insurance applicant claim settlement data packet by using a hash algorithm, and generates a medical institution data application data packet according to the first hash value and the insurance applicant claim settlement data packet; The medical institution terminal verifies the medical institution data application data packet according to the first hash value, calls corresponding medical data according to the medical institution data application data packet after verification is passed, and generates a medical institution medical data packet according to the medical data and the medical institution data application data packet; And the commercial insurance institution terminal verifies the medical data packet of the medical institution, and calculates the claim settlement amount according to the medical data after the verification is passed. The claim settlement time is shortened, and transparencyof the claim settlement process is realized.

Description

technical field [0001] The present invention relates to the field of block chain technology, in particular to a fast claim settlement method for commercial insurance based on block chain, and in particular to a fast claim settlement method, storage medium and equipment for commercial insurance based on block chain. Background technique [0002] In 2014, the General Office of the State Council issued "Several Opinions on Accelerating the Development of Commercial Health Insurance", proposing to accelerate the development of commercial health insurance. Encourage medical institutions to cooperate with commercial insurance institutions, simplify commercial insurance claims procedures, provide patients with fast settlement services, encourage commercial insurance institutions to participate in the construction of population health data application business platforms, and improve information sharing between commercial insurance, basic medical insurance and medical institutions . ...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q40/08G06F21/60G06F21/64
CPCG06F21/602G06F21/64G06Q40/08
Inventor 金以东李雪莉任旻旻周大胜
Owner 易保互联医疗信息科技(北京)有限公司
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