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A method and a system for guaranteeing a transaction process

A transaction and requester technology, applied in the direction of buying and selling/leasing transactions, etc., can solve the problems that the platform cannot meet the diversified transaction demands of the transaction parties, and the service content is different, so as to eliminate improper dispute applications, ensure the validity of guarantees, Guaranteed effect

Inactive Publication Date: 2019-06-28
北京诚盾诚讯信息技术有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] At present, my country's transaction guarantee industry is not perfect enough, and the service content provided by each platform is not the same, resulting in most platforms unable to meet the diversified transaction demands of both parties

Method used

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  • A method and a system for guaranteeing a transaction process

Examples

Experimental program
Comparison scheme
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Embodiment Construction

[0043] see in conjunction Figures 1 to 3 As shown, according to an embodiment of the present invention, a transaction process guarantee method is provided, including the following steps:

[0044] S100, obtaining a transaction guarantee application request from the requesting party;

[0045] S200, requesting the requesting party to submit an application certificate, where the application certificate can be, for example, the number of the letter of guarantee, the ID number or mobile phone number of the requesting party, etc.;

[0046] S300, verifying the application certificate, if the application requirements are satisfied, then transfer to S400, otherwise, transfer to the step of requesting the requesting party to apply for insurance;

[0047] S400, requesting the requesting party to submit an appeal, if the application requirements are met, transfer to S500, otherwise, rejecting the application, and sending the rejection reason to the requesting party;

[0048] S500. Send ...

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PUM

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Abstract

The invention provides a method and a system for guaranteeing a transaction process. The guarantee method comprises the following steps: obtaining a transaction guarantee application request of a requester; Then allowing the requesting party to submit an application certificate; Verifying the application voucher and the request requester to submit the appeal, and sending the received requested party solution to the requester after sending the appeal to the requested party; Receiving requester responses, if the requested party is satisfied, the guarantee process is finished; if yes, adopting athird party to supervise and regulate the appeal between the requested party and the requesting party, sending a first result to the requesting party, and if the requesting party is satisfied with thefirst result, ending the guarantee process, otherwise, turning to a third party to agent the requesting party or the requested party to lift the legal appeal, and sending a second result to the requesting party or the requested party to end the guarantee process. According to the method and system, the integration degree is high, rights and interests of the two transaction parties are guaranteedin a third party mode, the right protection cost of the two transaction parties can be saved, and the right protection success rate is increased.

Description

technical field [0001] The invention belongs to the technical field of transaction guarantee, and in particular relates to a transaction process guarantee method and system. Background technique [0002] With the improvement of our country's social and economic level year by year, especially based on the strong advocacy of Internet +, both online and offline transactions have achieved considerable development, and transaction disputes and rights protection have also received increasing attention. How to protect transactions , To promote the smooth completion of the transaction has become a more important issue. [0003] According to incomplete statistics from the National Bureau of Statistics, in 2017, the total amount of social transactions in my country reached 48.13 trillion yuan. According to research and surveys, about 30% (about 16 trillion yuan) of transactions have varying degrees of demand for transaction rights protection. [0004] At present, my country's transa...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/06
Inventor 孟祥鹰
Owner 北京诚盾诚讯信息技术有限公司
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