Health insurance method and system based on measuring equipment

Abstract

The invention discloses a health insurance method and system based on measurement equipment, electronic equipment and a computer storage medium. The method comprises the following steps: establishinga corresponding relationship between the measurement equipment and a user; judging whether a user corresponding to the measurement equipment conforms to an insurance condition or not by utilizing themeasurement data sent by the measurement equipment; when the insurance condition is met, judging whether the measurement data meets the compensation condition or not; and when the compensation condition is met, insurance compensation information is generated. According to the invention, measurement data detected by the measurement device is used to reflect the physical condition of a user; if theuser corresponding to the measuring equipment conforms to the insurance condition; if yes, whether compensation conditions are met is further judged; if yes, insurance claim payment information is directly generated and used for claiming a user corresponding to the measuring equipment, so that the insurance claim payment process is shortened, the time consumed by the user for seeking insurance claim payment is shortened, the claim payment efficiency is improved, the insurance is put into practice, the enthusiasm of people for purchasing commercial medical insurance is improved, and the pressure of social medical insurance is shared.

Description

technical field [0001] The present application relates to the technical field of the Internet of Things, and in particular to a health insurance method and system based on measuring equipment, electronic equipment, and computer storage media. Background technique [0002] With the advancement of science and technology, social life provides everyone with a lot of conveniences, but the prerequisite for people to enjoy the conveniences of modern society is to have health. Health issues are a major livelihood issue closely related to everyone. [0003] Medical insurance refers to social medical insurance. It is a social insurance system established by the state and society in accordance with certain laws and regulations to provide basic medical needs protection for workers within the scope of protection when they are sick. Commercial insurance is a supplement to medical insurance, and people purchase commercial insurance according to their actual conditions. [0004] At present...

AI Technical Summary

Problems solved by technology

[0004] At present, when a patient has a fever and goes to the hospital to see a doctor, in addition to the part that can be covered by medical insurance, he often needs to advance the self-paid part of the medical expenses first, and then seek compensation from commercial insurance. When making compensation, he also needs to provide various certificates from the hospital. Low efficiency leads to poor user experience, low enthusiasm for purchasing commercial insurance, and commercial insurance does not play a role in supplementing medical insurance

Images