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Payment system

A payment system and payment terminal technology, applied in the payment field, can solve the problems of long face recognition payment process and low efficiency, and achieve the effect of improving payment efficiency and shortening the payment process

Pending Publication Date: 2019-08-30
CHINA UNIONPAY
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The embodiment of the present application provides a payment system, which solves the problem of long face recognition payment process and low efficiency in the prior art

Method used

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Embodiment Construction

[0019] In order to better understand the above technical solution, the above technical solution will be described in detail below in conjunction with the accompanying drawings and specific implementation methods. It should be understood that the embodiments of the present application and the specific features in the embodiments are detailed descriptions of the technical solution of the present application. To illustrate, rather than limit, the technical solutions of the present application, the embodiments of the present application and the technical features in the embodiments can be combined without conflict.

[0020] In today's transaction payment environment, face recognition payment is a common payment method. Face recognition is a biometric identification technology based on human facial feature information for identity authentication. The biggest feature of the technology is that it can avoid the leakage of personal information and identify it in a non-contact way. At p...

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Abstract

The invention discloses a payment system, and the system comprises a first collection terminal which is used for obtaining the identity card information, the first face information and the first payment order information of a user, and sending the identity card information, the first face information and the first payment order information to a public security system, wherein the identity card information and the first face information are used for obtaining an identity verification result of the user from the public security system, and the first payment order information is used for the public security system to determine a first payment terminal for paying the user in the payment system; the first payment terminal which is used for acquiring the identity verification result and the first payment order information from the public security system, and determining whether to pay the user according to the first payment order information or not according to the identity verification result.

Description

technical field [0001] The invention relates to the technical field of payment, in particular to a payment system. Background technique [0002] Face recognition payment is a popular payment method at present. Face recognition is a biometric identification technology based on human facial feature information for identity authentication. The biggest feature of the technology is that it can avoid the leakage of personal information and identify it in a non-contact way. [0003] In the existing technology, before the face recognition payment, the user needs to upload the ID card information to the public security system through the device of the payment institution, and then collect the face information through the device of the payment institution system, and bind the face information with the identity information. To activate the face recognition payment function. When the user needs to consume in a specific scenario, the payment institution's equipment collects face inform...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06Q20/42
CPCG06Q20/40145G06Q20/405G06Q20/42
Inventor 陈文陈珂王霄李尚慧董彦宏邵阔义魏丽宏
Owner CHINA UNIONPAY
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