Multi-card processing method and system based on 5G message

A processing method and message technology, which is applied in the field of mobile Internet, can solve the problems of cumbersome customer operations and troublesome management, and achieve the effect of efficient and safe multi-card processing

Pending Publication Date: 2021-07-13
BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] At present, each customer has bank cards of multiple banks, which is very troublesome to manage. Although some bank APPs or third-party software support the binding of bank cards of different banks, customers need to download the APP, and the process of binding cards needs to be carried out. Entering the card number, verifying the SMS verification code, entering the identity certificate, entering the password and a series of authentication, the customer operation is cumbersome

Method used

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  • Multi-card processing method and system based on 5G message
  • Multi-card processing method and system based on 5G message
  • Multi-card processing method and system based on 5G message

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Embodiment Construction

[0025] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention more clear, the embodiments of the present invention will be further described in detail below in conjunction with the accompanying drawings. Here, the exemplary embodiments and descriptions of the present invention are used to explain the present invention, but not to limit the present invention.

[0026] The embodiment of the present invention provides a multi-card processing solution based on 5G messages. This solution uses 5G messages to manage the bank cards of customers in multiple banks. The binding process only requires face recognition to complete verification without downloading an APP, and When the customer pays, if the balance of a certain card is insufficient, according to the pre-set sequence, the payment will be automatically made from another card to realize the linkage payment of cross-bank cards, and the face recognition payment method will be us...

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Abstract

The invention discloses a multi-card processing method and system based on a 5G message, and relates to the technical field of mobile interconnection, and the method comprises the steps that a client receives a card binding request of a user in the 5G message; when a request is received, obtaining biological characteristic information of a user; sending the mobile phone number and the biological characteristic information of the user to a UnionPay system end through a 5G message server; enabling the UnionPay system end to locally query whether a user consistent with the mobile phone number and the feature information of the user exists or not: if yes, querying a bank list of a bank card opened by the user; enabling the client to receive all the to-be-bound bank card information selected by the user from the list in the 5G message, and sending the mobile phone number and the biological characteristic information of the user to the bank end corresponding to each piece of to-be-bound bank card information through the server; enabling the bank terminal to match the mobile phone number of the user with the biological characteristic information locally, and completing the binding processing if matching succeeds. According to the invention, efficient and safe multi-card processing based on the 5G message can be realized.

Description

technical field [0001] The present invention relates to the field of mobile internet technologies, and in particular to a multi-card processing method and system based on 5G messages. Background technique [0002] This section is intended to provide a background or context to embodiments of the invention that are recited in the claims. The descriptions herein are not admitted to be prior art by inclusion in this section. [0003] At present, each customer has bank cards of multiple banks, which is very cumbersome to manage. Although some bank APPs or third-party software support the binding of bank cards of different banks, customers need to download the APP, and the process of binding cards needs to be carried out. Entering the card number, verifying the SMS verification code, entering the identity certificate, entering the password and a series of authentication, the customer operation is cumbersome. Contents of the invention [0004] An embodiment of the present inven...

Claims

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Application Information

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IPC IPC(8): G06Q20/10G06Q20/32G06Q20/34G06Q20/38G06Q20/40
CPCG06Q20/108G06Q20/325G06Q20/3572G06Q20/382G06Q20/40145
Inventor 刘娟刘继波司薇李书源秦艺瑄郭晋燕
Owner BANK OF CHINA
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