Household intelligent financial management system

A financial management and family technology, applied in the field of financial management, can solve problems such as lack of financial status assessment

Pending Publication Date: 2021-08-06
刘东奇
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  • Abstract
  • Description
  • Claims
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AI Technical Summary

Problems solved by technology

[0002] With the rapid development of the country's economy, people's economic level and quality of life have been generally improved, and the consumption fields and types of goods are becoming more and more diversified. There is no plan for such aspects. How to carry out effective statistical records for them is an important link in the realization of financial planning. Most of the current family financial management systems can only record and calculate the income and expenditure information of basic financial data, and lack of information for users. Functions such as financial management learning, targeted family financial expenditure management models, and financial status assessment for different roles cannot help children develop good financial management habits.

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Embodiment Construction

[0035]In order to make the purpose, technical solution and advantages of the technical solution of the present invention clearer, the technical solutions of the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings of specific embodiments of the present invention. The same reference numerals in the figures represent the same parts. It should be noted that the described embodiments are some of the embodiments of the present invention, but not all of the embodiments. Based on the described embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts shall fall within the protection scope of the present invention.

[0036] The family financial management system can effectively assist users in daily life income and expenditure management and family economic planning, while the traditional family financial management system has low confidentiality ...

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Abstract

The invention provides a household intelligent financial management system. The household intelligent financial management system comprises a user data management unit, a financial cloud management platform, an interaction unit, a financial management evaluation unit and a financial management learning unit; the user data management unit is used for acquiring user identity data and basic financial data; the financial cloud management platform is used for calculating family members of different roles and income and expenditure information of different types and judging income and expenditure conditions according to a management mode selected by the user with the highest authority; the interaction unit is used for a user to perform role identity verification, query income and expenditure records and financial state evaluation levels and modify user data; the financial management evaluation unit is used for evaluating the financial state grade of a certain period; and the financial management learning unit is used for financial management curriculums and third-party platform management. The system can conveniently understand family income and expenditure conditions, formulate financial plans according to financial state automatic evaluation results, learn financial management skills, and assist family members in developing good financial management habits.

Description

technical field [0001] The invention relates to the technical field of financial management, in particular to a family intelligent financial management system. Background technique [0002] With the rapid development of the country's economy, people's economic level and quality of life have been generally improved, and the consumption fields and types of goods are becoming more and more diversified. There is no plan for such aspects. How to carry out effective statistical records for them is an important link in the realization of financial planning. Most of the current family financial management systems can only record and calculate the income and expenditure information of basic financial data, and lack of information for users. Functions such as financial management learning, targeted family financial expenditure management models, and financial status assessment for different roles cannot help children develop good financial management habits. [0003] To sum up, it pr...

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Application Information

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IPC IPC(8): G06Q40/00G06F21/32
CPCG06Q40/125G06F21/32
Inventor刘东奇王维邦刘一瑶
Owner刘东奇