Financial account termination method and device based on block chain and 5G message

Abstract

The invention discloses a financial account termination method and device based on a block chain and a 5G message, and relates to the field of block chains and mobile interconnection. The method comprises the steps of storing the user information and the financial transaction information based on a block chain; receiving the financial account termination application information sent by the user through the 5G message; verifying the user identity according to the financial account termination application information and the user information; if the verification passes, judging whether a financial account meets a termination condition, and if the financial account meets the termination condition, sending the financial account meeting the termination condition to the user through the 5G message; and based on a to-be-terminated financial account selected by the user, sending the financial account reduction application information to a bank where the corresponding financial account is located to perform financial account termination, receiving a termination result returned by the bank where the financial account is located, and sending the termination result to the user through the 5G message. According to the invention, the financial account can be efficiently and conveniently terminated.

Description

technical field [0001] The present invention relates to the technical fields of blockchain and mobile internet, in particular to a method and device for canceling a financial management account based on blockchain and 5G messages. Background technique [0002] This section is intended to provide a background or context to embodiments of the invention that are recited in the claims. The descriptions herein are not admitted to be prior art by inclusion in this section. [0003] At present, the prerequisite for users to conduct financial management in various banks is to sign a financial management account in each bank, and bind the financial management account with the corresponding bank card of each bank. Cancellation at the outlet counter. Poor efficiency and poor user experience. Contents of the invention [0004] The embodiment of the present invention provides a financial account cancellation method based on blockchain and 5G messages to solve the problem that the us...

AI Technical Summary

Problems solved by technology

[0004] The embodiment of the present invention provides a financial account cancellation method based on blockchain and 5G messages to solve the problem that the user does not want to use the financial account any more and can only go to the branch counters of each bank to cancel the contract. The whole process wastes time and manpower. technical issues, the method includes:

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