Method for charging using saving type handhold mobile equipment

A mobile device and stored value technology, applied in the field of capital transactions, can solve the problem of IC card recharging behavior and other problems, achieve the effect of fast payment and ensure safe preservation

Inactive Publication Date: 2008-03-05
上海银生宝电子支付服务有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] At present, the recharge of third-party payment is only the transfer behavior of the background account
The non-contact recharge method of IC card is only a terminal connected to the background, and a special radio frequency reading and writing device is used to perform special read and write operations on the recharge card. The IC card cannot recharge by itself, and must Recharge with a special reader

Method used

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  • Method for charging using saving type handhold mobile equipment
  • Method for charging using saving type handhold mobile equipment
  • Method for charging using saving type handhold mobile equipment

Examples

Experimental program
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Embodiment Construction

[0021] The present invention utilizes the characteristics of one-to-one correspondence between users and numbers of real-name mobile phones to bind the account number (identification code) provided by the user, mobile phone and transaction background, and at the same time combine the user's identification code with the bank debit card, Credit card and merchant debit card account binding. A unique identification code is also generated for merchants registered in the transaction background, and the identification code is bound to the bank account number provided by the merchant. After the registration is completed, the customer needs to reserve the transaction password and payment password on the transaction background server. When the customer uses it for the first time, he needs to download the proprietary software provided by the transaction background and use the transaction password left behind, and use the downloaded transaction software to activate the right to use the so...

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Abstract

The method comprises: writing the mobile phone pre-paid information; identifying user's ID; deciding the type of transaction; the mobile device confirms the pre-paid information, checks the payment password and the balance of his account; sending the pre-paid information; confirming the pre-paid information; confirming if needing to make the pre-paid again or to cancel the pre-paid; displaying the reason of rejecting a payment on the mobile device; ending the pre-paid.

Description

technical field [0001] The invention relates to a method for capital transaction using a network, in particular to a method for recharging and security authentication based on a public network by using a stored-value handheld mobile device. Background technique [0002] At present, the recharge of third-party payment is only the transfer behavior of the background account. The non-contact recharge method of IC card is only a terminal connected to the background, and a special radio frequency reading and writing device is used to perform special read and write operations on the recharge card. The IC card cannot recharge by itself, and must It relies on a special reader to recharge. Contents of the invention [0003] The technical problem to be solved by the present invention is to provide a method for recharging using a stored-value handheld mobile device, which can realize wireless recharging, fast payment, and ensure information security. [0004] In order to solve the ...

Claims

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Application Information

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IPC IPC(8): G06Q20/00H04M17/00G06Q20/28G06Q20/32
Inventor 黄家林
Owner 上海银生宝电子支付服务有限公司
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