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Method and device for managing consumption details of user

A detail and user technology, applied in the field of communication, can solve the problem of time-consuming and laborious consumption of detailed information

Inactive Publication Date: 2011-08-03
HUAWEI TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] The embodiment of the present invention provides a method and device for managing the user's consumption details to solve the time-consuming and labor-intensive problem that the user manually enters the detailed consumption details of each transaction

Method used

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  • Method and device for managing consumption details of user
  • Method and device for managing consumption details of user
  • Method and device for managing consumption details of user

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0020] This embodiment provides a processing flow of a method for managing user consumption details as follows: figure 1 As shown, the following processing steps are included:

[0021] Step 11. Establish the number database and content sample database of reminding SMS of each bank, and generate SMS classification templates, SMS filtering rules and consumption detail extraction rules according to the number database and content sample database.

[0022] Obtain the sending numbers and content samples of the reminder SMS of each bank from public channels. For example, for customers of China Merchants Bank, China Merchants Bank will send a text message to the user for each ATM withdrawal information. Similarly, SMS reminder numbers of major banks in China or the world, such as Ping An Bank and China Minsheng Bank, and content samples of various reminder SMSs can be obtained.

[0023] According to the sending numbers of the reminding short messages of each bank, a reminding short...

Embodiment 2

[0059] Taking the short message received by the user's mobile terminal as an example of a single credit card consumption reminder message from China Merchants Bank, this embodiment provides a method for managing the user's consumption details. The processing flow is as follows: figure 2 As shown, the following processing steps are included:

[0060] Step 21, according to the SMS reminder number database and the reminder SMS content sample database of each bank, establish a SMS classification template, SMS filtering rules and consumption detail extraction rules.

[0061] Before obtaining the reminder SMS, first collect and establish the reminder SMS number database and the content sample library of the reminder SMS of each bank, and generate the SMS classification template, SMS filtering rules and consumption detail extraction rules according to the content samples of the reminder SMS.

[0062] 1. Collect the sending numbers and content samples of reminder messages from all ba...

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Abstract

The embodiment of the invention provides a method and device for managing consumption details of a user. The method mainly comprises the following steps: extracting consumption reminding short messages from short messages received by a mobile terminal of the user; extracting consumption detail information from the content of the consumption reminding short messages according to a preset consumption detail extraction rule; and storing the consumption detail information. The method can be used for extracting the consumption detail information from the content of the consumption reminding short messages by using the mobile terminal of the user and the preset consumption detail extraction rule, thereby facilitating the user to conveniently check and manage the inter-bank and inter-bankcard consumption detail information.

Description

technical field [0001] The invention relates to the field of communication technology, in particular to a method and device for managing user consumption details. Background technique [0002] With the improvement of living standards, bank cards and credit cards are becoming more and more popular, and most people have multiple credit cards from multiple banks. At the same time, people's concept of financial management is getting stronger and stronger, and people's demand for detailed management and reconciliation of their consumption is getting stronger and stronger. [0003] At present, most banks provide rich SMS reminder functions. Such as monthly bill reminder text messages, single transaction reminder text messages, and reminder text messages for new financial services launched by banks. [0004] In the prior art, a method for managing user's consumption details is as follows: through client software installed on a computer, the user manually inputs detailed consumpti...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/00H04W4/14
CPCH04W4/24H04W4/14G06Q10/107G06Q20/00
Inventor 崔首领钟杰萍方琦
Owner HUAWEI TECH CO LTD
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