Mobile paying method and mobile terminal apparatus

A mobile payment and mobile terminal technology, applied in the field of communication, can solve the problems of hidden dangers of transaction signal security, use by lawbreakers, account information theft, etc., and achieve the effect of improving payment security

Inactive Publication Date: 2013-05-08
KUANG CHI INST OF ADVANCED TECH +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, transaction signals such as simple light waves, radio waves, and magnetic signals have great security risks, which may lead to account information being stolen; in the process of mobile payment based on near-field technology, if the user's account information is stolen by others, It is easy to be used by criminals and endanger the property safety of users

Method used

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  • Mobile paying method and mobile terminal apparatus
  • Mobile paying method and mobile terminal apparatus
  • Mobile paying method and mobile terminal apparatus

Examples

Experimental program
Comparison scheme
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no. 1 example

[0021] refer to figure 1 , the first embodiment of the mobile payment method of the present invention includes:

[0022] 101. When receiving a confirmation payment instruction in mobile payment, acquire sensing information to be authenticated;

[0023] When receiving the confirmation payment instruction in mobile payment, the mobile terminal obtains the sensing information to be identified through its own or external sensing equipment, such as a touch screen, temperature detection device, camera, etc., wherein the sensing information to be identified can be It is strength data, body temperature data or graphic jitter data, and it can also be biometric information data, where biometric information data includes fingerprint data, palmprint data, facial feature data, voice feature data, signature feature data and / or DNA data, etc. Unique biological information data, no limitation here;

[0024] 102. Judging whether the sensing information to be authenticated matches the pre-acq...

no. 2 example

[0030] refer to figure 2 , the second embodiment of the mobile payment method of the present invention includes:

[0031] 201. Acquire the sensor information to be authenticated when receiving the confirmation payment instruction in the mobile payment;

[0032] A counter is set locally on the mobile terminal, and the counter is used to count the number of times of obtaining the sensor information to be authenticated. When receiving the confirmation payment instruction in the mobile payment, the mobile terminal acquires the sensor information to be authenticated. Sensation information can be strength data, body temperature data or graphic jitter data, and can also be biometric information data, where biometric information data includes fingerprint data, palmprint data, facial feature data, voice feature data, signature feature data, and DNA data. There is no limit here for unique biological information data; mobile terminals can obtain sensing information to be identified thr...

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Abstract

The invention embodiment discloses a mobile paying method and further discloses a relative mobile terminal apparatus. In the mobile paying method, when the mobile terminal receives a confirming paying instruction in mobile paying, the mobile terminal apparatus takes advantage of a sensor which is on the terminal or is connected with the terminal to acquire to-be-identified sensing information and a preset and correct identifying information, and judges whether or not the to-be-identified information is matched with the correct identifying information, only if the to-be identified information is matched with the correct identifying information, and the paying can be started. Compared with the prior art, the mobile paying method and the mobile terminal apparatus have the advantage of being capable of improving paying security.

Description

technical field [0001] The invention relates to the communication field, in particular to a mobile payment method and mobile terminal equipment. Background technique [0002] Mobile payment is a service method that allows users to use their mobile terminals to pay for the goods or services they consume based on near-field technology. At present, there are many mobile payment technologies in the world, among which the technology with the most development prospects and the easiest industrialization is radio frequency identification smart card (RFID-SIM). [0003] With the increasing popularity of mobile payment, payment security is also a concern. For example, in the process of mobile payment, mobile payment is generally carried out through transaction signals such as light waves, radio waves or magnetic signals. However, transaction signals such as simple light waves, radio waves, and magnetic signals have great security risks, which may lead to account information being st...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32
Inventor 刘若鹏刘京京
Owner KUANG CHI INST OF ADVANCED TECH
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