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Mobile payment method, device and system for server side and client side

A mobile payment and server-side technology, applied in the field of communication, can solve the problem that the payment channel cannot cover all areas

Inactive Publication Date: 2013-07-03
PEKING UNIV FOUNDER GRP CO LTD +2
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The present invention provides a server-side and client-side mobile payment method, device and system to solve the problem in the prior art that payment channels provided by payment service providers cannot cover all regions

Method used

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  • Mobile payment method, device and system for server side and client side
  • Mobile payment method, device and system for server side and client side
  • Mobile payment method, device and system for server side and client side

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Embodiment Construction

[0027] The specific implementations of the server-side and client-side mobile payment methods, devices and systems of the present invention will be further described in detail below in conjunction with the accompanying drawings and specific embodiments.

[0028] The present invention provides a server-side mobile payment method, comprising:

[0029] Step 101, receiving a payment request message sent by the client;

[0030] Step 102, select a type of payment channel information from the preset payment channel information set and send it to the client, so that the client can use the issued payment channel information to make payment, and the payment channel information set It consists of multiple types of payment channel information, the areas covered by different types of payment channel information do not completely overlap, and the multiple types of payment channel information cover all areas.

[0031] In the method of the present invention, the server side selects different...

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Abstract

The invention discloses a mobile payment method, device and system for a server side and a client side, and the mobile payment method for the server side includes: receiving a request payment message sent by the client side; and choosing one kind of payment channel information from a preset payment channel information ensemble and sending the chosen payment channel information down to the client side, and enabling the client side to be capable of paying by adoption of the sent sown payment channel information, wherein the payment channel information ensemble is composed of multiple payment channel information, areas covered by different payment channel information are not totally overlapped, and the multiple payment channel information covers the whole areas. Payment channels provided by multiple payment service providers are chosen for the server side to form the payment channel ensemble, payment services capable of being provided are enabled to cover the whole areas, and the limitation that the payment channels only cover a part of the areas in the prior art is broken.

Description

technical field [0001] The present invention relates to the technical field of communication, and in particular to a mobile payment method, device and system for a server end and a client end. Background technique [0002] With the popularization and rapid development of mobile devices, more and more people have adopted convenient mobile payment using the mobility and uniqueness of mobile devices, and one of the most used methods is mobile phone SMS payment. [0003] However, the payment channel information provided by the existing mobile phone SMS payment service providers can only cover some areas or only open payment for merchants in some areas, which limits the use of SMS payment software and affects its application scope; in addition, the current SMS payment When the software is in use, in order to determine the service provider that provides the service, the user is often required to input the area information of the user card, such as the mobile phone number informati...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/16
CPCG06Q20/16G06Q20/325G06Q20/3224
Inventor 刘昉高玉军
Owner PEKING UNIV FOUNDER GRP CO LTD
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