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Mobile card-swiping terminal

A technology of credit card terminal and consumer terminal, applied in instruments, cash registers, etc., can solve the problem of not being able to pay by credit card anytime and anywhere, and achieve the effect of improving convenience, compact structure and easy portability

Inactive Publication Date: 2013-10-02
上海方付通科技服务股份有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] In view of the above-mentioned shortcomings of the prior art, the purpose of the present invention is to provide a mobile card-swiping terminal, which is used to solve the problem in the prior art that payment cannot be made by swiping the card anytime and anywhere

Method used

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Examples

Experimental program
Comparison scheme
Effect test

no. 1 example

[0048] see Figure 1 to Figure 4 , the present invention provides a mobile card-swiping terminal, which is used for a consumption terminal 2 equipped with a financial application or a shopping application, and the consumption terminal 2 may be a mobile phone, a tablet computer, a PC or a PDA. Such as figure 1 As shown, the mobile card swiping terminal 1 includes: a main controller 11 , a card reader module 10 , a display screen 13 , a password keyboard 12 , a security chip 14 , an audio conversion module 15 and an audio interface 16 .

[0049] The main controller 11 is a central processing unit CPU or a microprocessor.

[0050] The read-write card module 10 is connected with the main controller 11 for reading card information; specifically, in this embodiment, the read-write card module 10 includes a magnetic stripe card information A magnetic stripe card reading and writing unit 101 and an IC card reading and writing unit 102 for reading IC card information.

[0051]The ma...

no. 2 example

[0077] The difference between the second embodiment and the first embodiment is that in the second embodiment, as Figure 5 As shown, the mobile card swiping terminal 1 further includes an NFC communication module 17 connected to the security chip 14 for near field communication and an antenna 18 connected to the NFC communication module 17 .

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Abstract

The invention provides a mobile card-swiping terminal, which at least comprises a master controller, a read-write card module used for reading card information, a display screen used for displaying card transaction information, a password keyboard used for inputting the password of the card, a safety chip which stores a secret key and is used for encrypting the card information and the card password via the secret key, an audio frequency conversion module used for converting the encrypted card information and card password into audio frequency signals as well as converting the audio frequency signals received from a consumption terminal into the control instructions to be recognized by the mobile card-swiping terminal, and an audio frequency interface used for realizing the communication between the mobile card-swiping terminal and the consumption terminal, wherein the read-write card module comprises a magnetic strip card read-write unit used for reading the information of the magnetic strip card and / or an IC card read-write unit used for reading the information of the IC card. The mobile card-swiping terminal provided by the invention can read bank cards and IC cards and connect the mobile card-swiping terminal with the consumption terminal, thereby allowing consumers to swipe card for payment at anytime anywhere.

Description

technical field [0001] The invention relates to the technical field of electronic payment, in particular to a mobile card swiping terminal. Background technique [0002] With the advancement of science and technology, people's consumption methods have changed from the initial payment methods such as cash and checks to POS machine card payment, online bank payment, etc., providing people with convenient consumption methods. At present, POS machines have been widely used in shopping malls and other consumption occasions. POS machines have strong advantages in terms of security. Consumers can directly pay for the purchased products by swiping their cards. However, when a consumer pays by swiping a card, the first condition is that the card can only be swiped at a place where there is a POS machine, which limits the payment of the consumer and cannot meet the needs of the user for convenience. [0003] On the other hand, the popularization of mobile phones and the development o...

Claims

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Application Information

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IPC IPC(8): G07G1/14
Inventor 苏辉东邱琦闵晓琼
Owner 上海方付通科技服务股份有限公司
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