Online bank payment system based on face recognition

An online bank payment and face recognition technology, applied in the field of online bank payment system, can solve problems such as troublesome operation methods, input errors and re-entering

Inactive Publication Date: 2014-02-05
DALIAN SHENGRONGXIANG SCI & TECH
6 Cites 7 Cited by

AI-Extracted Technical Summary

Problems solved by technology

However, this operation method is cumbersome, and it is prone to the phenomenon of input errors and re-entering. If the user ente...
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Method used

[0020] Further, as shown in Figure 2, the image acquisition device 1 includes a light source 11 and an image sensor 12, the image sensor 12 is provided with an infrared filter 13. In the actual face image collection, the selection of the light source is very important, it directly affects the quality of the image, because the face image is greatly affected by the light, but it cannot be collected in a closed environment. Therefore, in order to collect accurate face images, the light source 11 of this system uses an infrar...
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Abstract

The invention discloses an online bank payment system based on face recognition. The online bank payment system comprises an image collecting device, a control system and an online system, the online system is in data communication with a payment system body, the image collecting device is in wireless data communication with the control system, and the control system is in data communication with the online system through building of an HTTP. When a user needs to pay through an online bank, the user logs in a payment request unit of the online bank payment system to send out payment request information, the control system converts payment data information and related information of a commodity into hyper text transfer protocol information capable of being recognized by the online system, the online system sends out an approving application after receiving the hyper text transfer protocol information, and if the situation that the online system issues internal information is detected, the control system converts the internal information into hyper text transfer protocol information. The control system controls a fingerprint collecting device to collect and verify face image information of the user at a time, and whether the user can use the payment system to complete payment or not is judged.

Application Domain

Character and pattern recognitionSpecial data processing applications

Technology Topic

FingerprintInternet bank +8

Image

  • Online bank payment system based on face recognition
  • Online bank payment system based on face recognition
  • Online bank payment system based on face recognition

Examples

  • Experimental program(1)

Example Embodiment

[0017] To make the technical solutions and advantages of the present invention clearer, the following describes the technical solutions in the embodiments of the present invention clearly and completely in conjunction with the accompanying drawings in the embodiments of the present invention:
[0018] Such as figure 1 The illustrated online banking payment system based on face recognition includes an image acquisition device 1 and a control system 3 and an online system 4 that are used in conjunction with the image acquisition device 1. The online system 4 communicates with the payment system for data, so The image acquisition device 1 communicates wirelessly with the control system 3, and the control system 3 establishes a hypertext transfer protocol (HTTP) with the online system 4 for data communication;
[0019] The control system 3 includes a payment request unit 6 and a reply unit 9; in the working state: when a user needs online banking payment, the payment request unit 6 entering the system sends a request message, and the control system 3 converts the payment data information into The online system 4 can recognize the hypertext transfer protocol information, and sends the information to the online system 4. The online system 4 receives the request information and sends a message agreeing to the application to the control system 3. The reply unit 9 receives the information and sends the image The device 1 sends out the information of consent to the application, the image acquisition device 1 collects the user's facial image information and transmits it to the control system 3. The control system 3 verifies the user's facial information and determines whether the user can enter the online system 4 Make a payment operation.
[0020] Further, such as figure 2 As shown, the image acquisition device 1 includes a light source 11 and an image sensor 12, and an infrared filter 13 is provided on the image sensor 12. In the actual face image acquisition, the selection of the light source is very important, it directly affects the quality of the image, because the face image is greatly affected by the light, but it cannot be acquired in a closed environment. Therefore, in order to collect an accurate face image, the light source 11 of this system uses an infrared light emitting diode with a wavelength of 850 nm as a light source, and arranges a plurality of infrared light emitting diodes into an array as a surface light source. A total of 4 such light sources are used, with 2 on the left and right, so that the collected face information is more accurate. When the user opens the online banking with his bank card, the image acquisition device 1 is used to collect the user's facial image information, and is processed by the control system and stored in the storage module 23.
[0021] Further, such as image 3 As shown, the control system 3 also includes a processing unit 2 and a display unit 5 that displays the user's face image information. The display unit 5 is used to display the face image and the user's identity information.
[0022] Further, the processing unit 2 includes a wireless communication module 21 for receiving face image information transmitted by the image acquisition device 1, a processing module 22 for processing image information, a storage module 23 for storing image information, and a user inputting again A verification module 24 for verifying facial image information. When the user enters the face image again and requests to enter the bank's payment system, the verification module 24 calls the image stored in the storage module 23 for comparison. If the image information is consistent after the comparison, the verification module 24 informs the online system of the user's identity Yes, after verification, the user does not need to input bank card number and ID number and other information to directly communicate with the payment system, and the payment is successful.
[0023] Further, the processing module 22 receives the image information of the human face transmitted by the image acquisition device 1, and uses the difference method and image mapping conversion to process the collected images to obtain clear image data.
[0024] Further, the control system 3 also includes an alarm unit 7 and a wireless communication module I8. When the image information received by the processing module 22 does not match the data information in the storage module 23, the verification module 24 notifies the alarm unit 7 to issue an alarm signal. And send information to the wireless communication module I8, and the wireless communication module I8 communicates data with the user's mobile phone. If the verification module 24 calls the image stored in the storage module 23 for comparison, and if the image information is inconsistent after the comparison, the verification module 24 informs the online system that the information entered by the user does not match the identity, and the user cannot pass the verification and cannot enter the payment system to proceed. The payment is made, and the information is transmitted to the user's mobile phone through the wireless communication module I8 to notify the user.
[0025] Further, the light source 11 is an infrared light emitting diode.
[0026] The online banking payment system based on face recognition disclosed in the present invention eliminates the need for users to input identity information such as bank card numbers and passwords in the prior art when conducting online banking transactions, and users can directly input facial image information again. It not only saves the user's time but also has good security.
[0027] The above are only preferred specific embodiments of the present invention, but the protection scope of the present invention is not limited to this. Anyone familiar with the technical field within the technical scope disclosed by the present invention, according to the technical solution of the present invention Equivalent replacements or changes to its inventive concept should all fall within the protection scope of the present invention.

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