Method and device for processing data

A data processing device and data processing technology, applied in the field of information, can solve the problems of single function of payment cards, and achieve the effect of improving the convenience of payment

Active Publication Date: 2014-09-03
MINSHENG BANKING CORP
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The present invention provides a data processing method and device for solving the technical problem of single payment card function in the prior art

Method used

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  • Method and device for processing data
  • Method and device for processing data
  • Method and device for processing data

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0018] figure 1 It is a schematic flowchart of a data processing method provided by an embodiment of the present invention. The method provided by this embodiment can be executed by a server, such as figure 1 shown, including:

[0019] 101. Obtain a terminal identifier, a card identifier and a first amount.

[0020] Wherein, the first amount is the amount that the merchant's terminal needs to deduct from the balance in the payment card; the terminal identifier is the identifier of the merchant's terminal; and the card identifier is the identifier of the payment card.

[0021] Optionally, receiving a deduction request, the deduction request including the card identifier, the terminal identifier and the first amount; obtaining the terminal identifier, the card identifier and the first amount from the deduction request the first amount stated.

[0022] Or, optionally, a batch deduction request is received, the batch deduction request includes the card list, the terminal identi...

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PUM

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Abstract

The invention provides a method and a device for processing data. After terminal identification, card identification and a first amount are obtained, a target account is determined according to the terminal identification from accounts associated with the card identification; if the balance of the target account is not smaller than the first amount, the balance of the target account is updated according to the first amount; as an association relation between the card identification of a payment card and the target account for payment by virtue of a terminal of a specified commercial tenant is predetermined, the technical problem of single function of the payment card in the prior art is solved, a consumer does not need to carry the prepaid cards of different commercial tenants and bankcards any more, and the degree of convenience of payment is increased.

Description

technical field [0001] The present invention relates to information technology, in particular to a data processing method and device. Background technique [0002] With the continuous development of information technology, various non-cash payment methods using payment cards are emerging in an endless stream. In addition to the commonly used bank card payment card payment method, another payment card, that is, a prepaid card issued by a merchant, can also be used for payment. Among them, the process of using the prepaid card is: the consumer pays a certain amount of cash in advance at the merchant, and gets the prepaid card issued by the merchant. When the merchant conducts transactions, he can use the card to pay within the prepaid amount without cash. [0003] Different from the way of using bank cards for payment, the prepaid cards issued by each merchant can only be used for payment at their own merchants. When there is no prepaid card issued by the merchant, bank cards...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F19/00G06Q20/34
Inventor 潘楠楠张春芳鞠伟宇田丽赵北伟
Owner MINSHENG BANKING CORP
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