Method and device for processing settlement information

An information processing method and a settlement cycle technology, applied in the field of computer data processing, to achieve the effect of improving flexibility and real-time performance, and improving real-time performance and flexibility

Inactive Publication Date: 2014-10-01
CHINA CONSTRUCTION BANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In such a settlement method, the dealer makes the full payment in advance, and can only receive the payment for the unsold goods after returning the goods. There is an urgent need to improve the real-time and flexible processing of the calculation information.

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  • Method and device for processing settlement information
  • Method and device for processing settlement information

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Embodiment Construction

[0022] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings.

[0023] refer to figure 1 , figure 1 A schematic flowchart of a method for processing settlement information according to an embodiment of the present invention is illustrated, and the method may specifically include the following steps;

[0024] S101, initiate a total order of goods to the second client user through the first client, the total order includes the total order amount and the settlement cycle of multiple payments;

[0025] S102. After obtaining the confirmation of the general order from the second client user, initiate multiple order payments to the second client user through the banking system according to the settlement cycle, wherein the payment amount of the sub-orders is based on the current settlement Depends on the quanti...

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Abstract

The invention provides a method for processing settlement information. The method includes the steps that a total goods order is sponsored to a second client user through a first client, and the total order comprises total order money amount and a settlement interval of multiple payments; after the total order is confirmed by the second client user, branch-order payment is sponsored to the second client user for several time through a bank system according to the settlement interval, and the money amount of the branch-order payment is determined according to the sold goods quantity in the current settlement interval; if the money amount of the multiple branch-order payment is equal to the total order money amount, transaction related to the total order is ended through the bank system. The invention further provides the corresponding device using the method. By means of the method and device, a user can sponsor branch-order payment transaction for several time conveniently based on the sold goods quantity in the current settlement interval according to the settlement interval, and thus flexibility and instantaneity of settlement information processing are remarkably improved.

Description

technical field [0001] The invention relates to the field of computer data processing, in particular to a settlement information processing method and device. Background technique [0002] With the continuous development of e-commerce platforms, the competition among e-commerce platforms is becoming more and more fierce. At present, the settlement mode of the mainstream e-commerce platform is that the seller (i.e. the supplier) calculates the quantity of goods sent to the buyer (i.e. the dealer), and the transaction ends after the calculated amount is consistent with the order amount, and the buyer returns the unsold goods The seller will return the payment for the unsold goods to the buyer. The existing calculation method is that the supplier will deliver the goods according to the order initiated by the dealer, and the dealer will pay the full amount at one time. The payment amount must be consistent with the order amount before the banking system can close the transactio...

Claims

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Application Information

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IPC IPC(8): G06Q30/00G06Q20/10
Inventor 王寻陈林方颖钟博张兴强何明杰章梦李彦琳李倞蔡斯韵
Owner CHINA CONSTRUCTION BANK
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