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Payment verification system, method and device

A verification system and verification method technology, applied in the payment system structure, transmission system, payment involving neutral parties, etc., can solve the problem of huge concurrent visits to the server, solve the problem of cost increase and security problems, and improve support Ability to ensure stability

Active Publication Date: 2018-04-24
BEIJING XIAOMI PAYMENT TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] During the above verification process, when the number of devices and the number of payment application users increase significantly, the server on the device manufacturer’s side will face a huge amount of concurrent access, which is a great test for the load capacity of the server

Method used

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  • Payment verification system, method and device
  • Payment verification system, method and device
  • Payment verification system, method and device

Examples

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Embodiment Construction

[0051] In order to make the purpose, technical solution and advantages of the present disclosure clearer, the implementation manners of the present disclosure will be further described in detail below in conjunction with the accompanying drawings.

[0052] Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, the same numerals in different drawings refer to the same or similar elements unless otherwise indicated. The implementations described in the following exemplary examples do not represent all implementations consistent with the present disclosure. Rather, they are merely examples of apparatuses and methods consistent with aspects of the present disclosure as recited in the appended claims.

[0053] TEE (Trusted Execution Environment, Trusted Execution Environment) refers to a secure execution environment, also known as Secure W...

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Abstract

The disclosure provides a payment verification system, method and device, which belong to the field of security technology. The method includes the system including a device verification server and at least one payment verification server. This disclosure opens the device verification server to an open platform, so that other payment verification servers can register the payment function based on biometric information on the open platform, and the device verification server on the device manufacturer's side verifies the user device during the payment activation stage. , while the payment verification server is independently responsible for verifying the application during the payment activation phase, and the payment verification server is responsible for verifying the user's identity during the payment phase. On the premise of ensuring the stability of the payment system, it not only improves the payment function. Scalability, and avoiding the load pressure on the device verification server due to the expansion of payment functions.

Description

technical field [0001] The present disclosure relates to the field of security technologies, and in particular to a payment verification system, method and device. Background technique [0002] With the development of security technology, it has become easier for users to use fingerprints, irises, voices, etc. to identify biometric information, and there are more and more behaviors of using biometric information such as fingerprints for payment. [0003] From the software level, the Android system itself is in an unsafe environment. In order to solve the problem that common operating systems in mobile phones are vulnerable to attacks, device manufacturers divide mobile phones into two areas: TEE (Trusted Execution Environment, Trusted Execution Environment) and REE (Rich Execution Environment, insecure execution environment) at the hardware level. On the Android phone, the Android system is placed in the REE, and the storage and processing of sensitive data is completed in ...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): H04L29/06G06Q20/32
CPCG06Q20/3223H04L63/0861G06Q20/3227G06Q20/3829G06Q20/40145G06Q20/42G06Q20/02G06Q20/322G06Q20/32G06Q20/387
Inventor 胡杨林俊琦黄媛媛
Owner BEIJING XIAOMI PAYMENT TECH CO LTD
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