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Method and system for selecting contactless payment cards

A contactless, selected technology for payment architecture, discounts/rewards, instrumentation, etc. to address user frustration, etc.

Inactive Publication Date: 2016-09-21
LENOVO (SINGAPORE) PTE LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Thus, current methods either cause delays in the intended fast checkout and payment system when the user has to sift through the available contactless payment devices and select one, or the "random" approach here Frustrating users when transactions do not have their preferred card selected

Method used

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  • Method and system for selecting contactless payment cards
  • Method and system for selecting contactless payment cards
  • Method and system for selecting contactless payment cards

Examples

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Embodiment Construction

[0012] The terminology used herein is for describing particular embodiments only and is not intended to limit the present invention. As used herein, the singular forms (a, an, and the) are intended to include the plural forms as well, unless the context clearly dictates otherwise. It is also to be understood that the term "comprises and / or comprising" when used in this specification indicates the presence of said features, integers, steps, operations, elements and / or components, but does not exclude the presence or addition of one or more Other features, integers, steps, operations, elements, parts and / or combinations thereof.

[0013] The corresponding structures, materials, acts, and equivalents of all means or step plus function elements in the appended claims when specifically claimed are intended to also include any structure for performing the function in combination with other claimed elements , material or action. The detailed description has been presented for purpo...

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Abstract

An approach is provided for purchasing items using contactless payment devices (credit cards and debit cards, key fobs, smartcards or other devices). The approach retrieves the contactless payment identifiers that each pertain to a separate payment account used by a user. One of the contactless payment identifiers is selected based on one or more selection criteria, such as user and monetary incentives. The approach further pays for purchases using the payment account that corresponds to the selected contactless payment identifier.

Description

technical field [0001] The present invention relates to a method and system for selecting a contactless payment card. Background technique [0002] Contactless payment systems are credit and debit cards, electronic keys, smart cards or other devices that use radio frequency identification to make secure payments. An embedded chip and antenna enables the consumer to wave his card or electronic key over a reader at the point of sale. Some vendors claim that the transaction can be almost twice as fast as traditional cash, credit card or debit card purchases. There is a problem when a user has multiple contactless payment devices (credit and debit cards, electronic keys, smart cards or other devices). Currently, the user either needs to select one of the contactless payment devices and wave the selected device over the reader, or if a group of contactless payment devices are waved over the reader, the current system One of the cards will be selected more or less "randomly" (e...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/34G06Q30/02
CPCG06Q20/352G06Q30/0207G06Q30/0238G06Q20/3572G06Q20/327
Inventor 纳森·J·彼得森艾米·L·罗斯约翰·S·克罗珍妮弗·李-巴伦布里安·L·扬
Owner LENOVO (SINGAPORE) PTE LTD
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