Identity verifying method and relevant apparatus

Abstract

According to the embodiments of the invention, an identity verifying method and relevant apparatus are provided. In the invention, when a terminal receives a request for identity verification, the identity information is obtained and transmitted to a first server. The terminal receives a first matching result transmitted from the first server. When the first matching result is a successful one, the terminal acquires the biological characteristic information and transmits the biological characteristic information to the first server. The terminal receives a second matching result transmitted from the first server. When the second matching result is also a successful one, the terminal determines that the identity is verified successfully. The embodiments of the invention verify the identity of a person through the identity information and the biological characteristic information, which can achieve a high verification rate. In addition, such identity verifying method can be realized through a terminal, which better solves the problem that when a person opens an account in a bank, the person has to be present in person to have his identity verified.

Description

technical field [0001] The invention relates to the field of communication technology, in particular to an identity verification method and a related device. Background technique [0002] With the rapid development of mobile Internet technology, identity verification has been widely used in more and more fields, such as bank account opening. Based on the principle of prudent operation, in order to prevent financial fraud and anti-money laundering work requirements, "face-to-face signing" at the counter has always been the bottom line of bank account opening, that is, when each bank handles the account opening business for users, the user is required to carry his personal ID card to the bank counter for verification. handle. The counter staff verifies the user's identity by judging whether the user's own appearance is consistent with the photo on the ID card he carries. [0003] However, since the above-mentioned identity verification method is to complete the identity veri...

AI Technical Summary

Problems solved by technology

[0003] However, since the above identity verification method is completed by the counter staff identifying the user's appearance, there is a lot of subjectivity, and the accuracy and work efficiency are low

And because this method requires the user to go to the counter of the bank branch to handle this business, it not only causes a waste of user time, but also brings a lot of inconvenience to the user; There are many physical outlets to handle account opening business, which leads to huge investment for the bank and wastes a lot of material and labor costs

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