Method, device and server for online claim settlement

Abstract

The invention provides a method, a device and a server for online claim settlement. The method comprises the following steps: when a login instruction of a user is received through a login interface,the identity information of the user being extracted from the login instruction; when the login instruction of the user is received through a login interface, the identity information of the user being extracted; when receiving the claim application request of the user, sending the identity information of the user to the medical system corresponding to the claim application request; receiving an electronic medical treatment certificate returned by the target medical treatment system according to the identity information of the user, and displaying the electronic medical treatment certificate to the user through a preset display interface; when receiving the confirmation instruction of the user for the electronic medical treatment certificate, the user's identity information and the electronic medical treatment certificate being correlated and sent to the target business protection system; receiving the claim result returned by the target business protection system according to the identity information of the user and the electronic medical certificate, and providing the claim result to the user through the preset result display interface. The invention can improve the efficiency ofthe user applying for claim settlement, and to a certain extent, the claim settlement risk of the commercial insurance company is reduced.

Description

technical field [0001] The invention relates to the field of the Internet, in particular to a method, device and server for online claim settlement. Background technique [0002] With the development of network technology, commercial insurance such as commercial medical insurance has gradually realized online processing, and users can apply for insurance policies and check the progress of claims settlement online. However, since commercial insurance companies are not interoperable with the systems of medical institutions, users need to go to the medical institution to obtain a paper medical certificate when handling claims, and then hand over the paper medical certificate to the relevant business department of the commercial insurance company. . This method of claim settlement is inefficient, which greatly reduces the user's claim experience, and because the user can modify the paper medical certificate before submitting the paper medical certificate to the commercial insur...

AI Technical Summary

Problems solved by technology

This method of claim settlement is inefficient, which greatly reduces the user's claim experience, and because the user can modify the paper medical certificate before submitting the paper medical certificate to the commercial insurance company, the commercial insurance company cannot judge the paper medical certificate. The authenticity of quality medical treatment data increases the risk of claims for commercial insurance companies

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