The invention provides a commercial insurance direct compensation quick compensation
system based on a block chain, which comprises a
blockchain platform-based login module, an insurance module and amedical module; the login module is used for providing a user login interface and an access interface; the insurance module comprises a creation unit, an application unit, a
verification unit and a
payment unit which are respectively used for creating and generating an insurance policy, applying for compensation, comparing and verifying compensation information and performing compensation
payment;wherein the
blockchain platform comprises an intelligent contract, a data layer and a plurality of nodes, the insurance module and the medical module upload insurance information and
medical information through the intelligent contract, the data layer is used for storing various records, and the plurality of nodes are used for connecting the modules; according to the
system and the method, the compensation can be directly applied and handled on
the internet, the compensation efficiency is improved, the claim
settlement risk of an insurance institution is reduced, the compensation period is shortened, and the
time cost is saved.