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41 results about "Settlement risk" patented technology

Settlement risk is the risk that a counterparty (or intermediary agent) fails to deliver a security or its value in cash as per agreement when the security was traded after the other counterparty or counterparties have already delivered security or cash value as per the trade agreement. The term covers factors incidental to the settlement process which may suspend or prevent a trade from completing, even though the parties themselves are in agreement, are acting in good faith, and otherwise competent to perform.

Insurance fraud detection method and system

InactiveCN107657047ASolve the inability to effectively respond to the claims marketSolve the adjustmentFinanceOffice automationRisk levelRisk profiling
The embodiment of the invention discloses an insurance fraud detection method and system. The detection method comprises the following steps: constructing a database according to preset data; establishing a corresponding risk rule engine base according to the preset risk rule and the database; receiving self-defined rule information set by a user, establishing a corresponding self-defined rule engine base; receiving suspicious case data uploaded by the user, and performing hiding processing on the case data, and feedbacking an uploading result to the user; performing rule operation on the processed case data, and feedbacking the operated risk level result and the corresponding case risk analysis report to the user. Through the detection method disclosed by the embodiment of the invention,the corresponding case data is operated by constructing the risk rule engine base and the self-defined rule engine base so as to obtain the risk level result and the risk analysis report of the case,the problems of high auto insurance claim settlement risk, high anti-fraud cost and low efficiency are solved, and then a technical effect of replacing the artificial investigation with the bit data distributed computing analysis is achieved.
Owner:民太安财产保险公估股份有限公司

PS-InSAR technology-based historical settlement risk assessment method for surrounding environments along subways

InactiveCN107218923AComprehensively do a good job in subway risk preventionHigh precisionImage enhancementImage analysisInterferometric phaseLandform
The invention relates to a PS-InSAR technology-based historical settlement risk assessment method for surrounding environments along the subways. The method comprises the steps of employing N SAR images as input, registering all SAR images into a same mesh through an image registration method; selecting SAR images which are relatively small in time baseline and space baseline to generate an interferogram and removing an interferometric phase caused by topographic relief through a two-pass method; selecting candidate PS points (PSC) from the images, and compensating an error phase caused by an atmospheric change and an error phase caused by inaccurate orbit data by using information of the PSCs; and carrying out point-to-point analysis on all pixel points in the images by using the compensated phase information, identifying PS points again, and estimating deformation information and elevation error information thereof.
Owner:北京东方至远科技股份有限公司

Method and server for obtaining insurance claim settlement quota

InactiveCN106530089AReduce claims riskFinanceComputer scienceSettlement risk
The invention discloses a method and server for obtaining an insurance claim settlement quota. The latest medical data corresponding to the last time an insurance user sees the doctor are obtained; historical medical data corresponding to a preset time length in which the insurance user sees the doctor are obtained; analyzing the obtained historical medical data, and determining a user claim settlement rule corresponding to the insurance user; and on the basis of the obtained latest medical data, according to the determined user claim settlement rule, a claim settlement quota corresponding to the insurance user is calculated, so that corresponding claim settlement is performed on the insurance user according to the claim settlement quota obtained by calculation. The method and server for obtaining the insurance claim settlement quota has the beneficial effect that the claim settlement amount of the insurance user is obtained according to the personal specific circumstance of the insurance user, the claim settlement risks are lowered, and the claim settlement amount is more targeted.
Owner:PING AN TECH (SHENZHEN) CO LTD

System server for receiving transaction requests

The present invention provides a system for receiving transaction requests from a financial institution, the system comprising i) a plurality of servers connected over a network, wherein each server comprises a storage unit configured to store a settlement risk position which is the sum of the value of previously processed transaction requests over a period of time, a debit cap value associated with the financial institution, an adjustment value and a new transaction request having a transaction value, wherein the debit cap value stored in each server is determined in accordance with the total debit cap attributed to the financial institution and the number of servers in the system; ii) communication circuitry configured to receive the adjustment value over the network, the adjustment value being determined as the average value of the settlement risk position across the plurality of servers; and iii) control circuitry configured to determine whether the debit cap has been exceeded by comparing the debit cap value with the sum of the settlement risk position, the adjustment value and the transaction value of the new transaction request, whereby in the event that the debit cap value will be exceeded, rejecting the new transaction request.
Owner:IPCO 2012

Claims risk assessment method, device and server

The embodiment of that present application provide a claim risk assessment method Devices and Servers, by utilizing a variety of behavioral data of the user to be estimated, the initial characteristicdata of the first quantity dimension is obtained by preprocessing, feature selection algorithm is used to filter the features, and the feature variables of the second quantity dimension are obtained,which are divided into the feature sets of the third quantity type, and then the feature variables of the feature sets of the third quantity type are calculated by machine learning algorithm, and thetarget compensation rate of the users to be estimated is determined. This shows, in predicting the claim risk of the user, taking into full consideration the influence of the parties of the users tobe evaluated on the claim settlement risk, thousands of input variables are obtained, which reduces the disturbance of individual input variables to the prediction results, and improves the accuracy and stability of the user claim risk assessment, so that the service personnel can conveniently specify reasonable and reliable insurance and claim settlement scheme for the users to be evaluated.
Owner:TENCENT TECH (SHENZHEN) CO LTD

Method, device and server for online claim settlement

InactiveCN109118374AImprove the efficiency of filing claimsGuarantee authenticityFinanceMedical certificateProtection system
The invention provides a method, a device and a server for online claim settlement. The method comprises the following steps: when a login instruction of a user is received through a login interface,the identity information of the user being extracted from the login instruction; when the login instruction of the user is received through a login interface, the identity information of the user being extracted; when receiving the claim application request of the user, sending the identity information of the user to the medical system corresponding to the claim application request; receiving an electronic medical treatment certificate returned by the target medical treatment system according to the identity information of the user, and displaying the electronic medical treatment certificate to the user through a preset display interface; when receiving the confirmation instruction of the user for the electronic medical treatment certificate, the user's identity information and the electronic medical treatment certificate being correlated and sent to the target business protection system; receiving the claim result returned by the target business protection system according to the identity information of the user and the electronic medical certificate, and providing the claim result to the user through the preset result display interface. The invention can improve the efficiency ofthe user applying for claim settlement, and to a certain extent, the claim settlement risk of the commercial insurance company is reduced.
Owner:辽宁万象联合医疗科技有限公司

Automobile collision detection method based on active learning

The invention relates to an automobile collision detection method based on active learning and may solve the technical problem that traditional vehicle collision detection techniques are of low accuracy. The automobile collision detection method based on active learning employs a vehicular terminal device installed on a vehicle; longitudinal, transverse and vertical triaxial accelerations X, Y and Z of a vehicle are monitored in real time through acceleration sensors; if any of the trial accelerations is greater than preset value A within predetermined continuous time T1, the vehicular terminal device uploads a collision report to a system platform for the purpose of further inquiry, wherein vehicle collision detection is performed based on the collision report uploaded by the device. The automobile collision detection method based on active learning employs a mathematical model to construct objective indicators for reflecting vehicle collision severities, corresponding collision detection rules are made based on these indicators, vehicle collision types are depicted, and accordingly, false report rate of the device is decreased and the claim settlement risk is effectively controlled for an insurance company.
Owner:重庆得润汽车电子研究院有限公司

Insurance claim settlement method and device, computer equipment and storage medium

PendingCN109859059AImprove risk management and control capabilitiesImprove claims efficiencyFinanceRisk ControlControl data
The invention discloses an insurance claim settlement method and device, computer equipment and a storage medium, and the method comprises the steps: obtaining an insurance claim settlement request which comprises claim settlement information; inputting the claim settlement information into a preset risk control data calculation model for calculation to obtain claim settlement risk control data, the claim settlement risk control data comprising K claim settlement factors and a claim settlement risk coefficient corresponding to each claim settlement factor, and K being a positive integer; calculating to obtain a risk control score value corresponding to the claim settlement information by adopting a calculation formula; if the risk control score value is smaller than a score threshold value, determining an insurance corresponding to the claim settlement information as a to-be-claimed insurance; and performing claim settlement on the to-be-claimed insurance according to the claim settlement risk control data of the to-be-claimed insurance. According to the insurance claim settlement method, the insurance claim settlement efficiency is improved while the risk management and control capability of insurance claim settlement is ensured.
Owner:ONE CONNECT SMART TECH CO LTD SHENZHEN

Power purchase enterprise power market settlement verification system and method

The invention relates to a power purchase enterprise power market settlement verification system and method, belonging to the electric power technical field. The system includes data acquisition module, accounting data verification module, transaction power verification module, contract transfer transaction verification module, settlement power verification module, settlement power cost verification module, data verification and correction module and so on. The invention constructs a set of efficient and fast settlement management and control verification system and method, which effectively reduces settlement error, shortens settlement period, ensures fairness of transaction, improves settlement efficiency of electric power market transaction, reduces settlement risk, and is easy to popularize and use by controlling and verifying each link of settlement business chain.
Owner:昆明电力交易中心有限责任公司

Claim settlement risk control method and device and computer readable storage medium

InactiveCN110223182AImprove timelinessImprove the accuracy of risk controlFinanceRisk ControlRisk level
The invention discloses a claim settlement risk control method and device and a computer readable storage medium, and belongs to the field of insurance claim settlement, and the method comprises the steps: judging whether a claim settlement request is a normal request or not according to a preset risk control rule after receiving the claim settlement request; if the claim settlement request is a normal request, extracting a plurality of features from information carried by the claim settlement request; inputting the plurality of features into a pre-trained risk control model for prediction toobtain a risk probability of the claim settlement request; and assessing the risk level of the claim settlement request at least based on the risk probability of the claim settlement request. According to the embodiment of the invention, the risk control accuracy of the claim settlement case can be improved, the controllability of the risk control cost is improved, the Internet insurance company is effectively assisted to reduce the loss, and the claim settlement efficiency is improved.
Owner:上海暖哇科技有限公司

Method and device for processing claim settlement

The embodiment of the invention discloses a method for processing claim settlement, which is used for solving problems that the existing claim settlement risk control cannot be elaborated to every insurance policy and every insured and that the claim settlement risk control ability is insufficient. The method disclosed by the embodiment of the invention comprises the steps of obtaining a target claim settlement request; obtaining credit investigation data of the insured of an insurance policy corresponding to the target claim settlement request; obtaining the claim payment amount of the insurance policy corresponding to the target claim settlement request; selecting a target risk control rule from preset risk control rules according to the credit investigation data and the claim payment amount; and processing the target claim settlement request according to the target risk control rule to obtain a claim settlement processing result. The embodiment of the invention further provides a device for processing the claim settlement.
Owner:PING AN TECH (SHENZHEN) CO LTD

Determination method and device of mutual exclusion information of insurance claim settlement cases

The invention discloses a determination method and device of mutual exclusion information of insurance claim settlement cases and relates to the technical field of data processing. The main objectiveof the invention is to solve problems that loopholes easily occur in manual checking, error judgment and leaked judgment of the checking are caused, claim settlement risks are increased, a large number of human resources are wasted in manual checking and checking efficiency is reduced in determination about whether there is mutual exclusion in specific claim settlement items and treatment items inclaim settlement cases. The method comprises steps of acquiring claim settlement data of an insured person in a claim settlement case; according to a preset mutual exclusion rule, judging whether there is mutual exclusion information in the claim settlement data, wherein the preset mutual exclusion rule is used for reflecting the mutual exclusion relation in the claim settlement data; and if there is mutual exclusion information, marking the mutual exclusion information.
Owner:PING AN TECH (SHENZHEN) CO LTD

Subway construction surface subsidence early warning method based on case-based reasoning and system dynamics

The invention discloses a subway construction surface subsidence early warning method based on case-based reasoning and system dynamics. According to the adopted technical scheme, the method comprisesthe steps of constructing a case library based on domain knowledge; performing similarity retrieval based on case reasoning; risk association mining of case-based reasoning and establishment of a system dynamics model are established; and establishing a risk early warning model of the surface subsidence. The method has the beneficial effects that the reliable risk decision basis is obtained by optimizing the search case library, and the effective prediction and early warning can be carried out on the subway construction ground surface settlement risk.
Owner:QINGDAO AGRI UNIV

Systems and methods for provably fair atomic swaps of private digital assets

Embodiments may include a two-round-trip protocol by which two parties can securely conduct an already-agreed-upon exchange of digital assets (i.e., in the provable absence of settlement risk). For example, in the first round of the protocol, each party may send to a specially designed “settlement contract” the “statement” corresponding to the party's portion of the proposed bilateral transaction (e.g., how much asset the party will transfer, and to whom), as well as a hash of the party's “proof”. Between rounds, each party checks that the other party's statement transfers to the party the agreed-upon amount. The settlement contract may then lock the proof hashes against future misuse, and in particular against use by unauthorized parties. In the second round, each party sends its proof to the settlement contract. The settlement contract then dispatches both statement-proof pairs and executes the bilateral exchange.
Owner:JPMORGAN CHASE BANK NA

Vehicle insurance claim settlement risk management and control method and system, electronic equipment and medium

PendingCN112668843AEffectively identify claim settlement behaviorEffectively identify fraud leaksProgram initiation/switchingFinanceInformation monitoringSettlement risk
The invention relates to a vehicle insurance claim settlement risk management and control method and system, electronic equipment and a medium. The vehicle insurance claim settlement risk management and control method comprises the steps of monitoring event information, managing a composite event and processing the composite event. The step of monitoring event information comprises atomic event capturing; the step of managing a composite event comprises a maintenance basic event, a maintenance composite event, and an analysis result obtained by analyzing the maintained basic event and composite event; the step of processing the composite event comprises: preprocessing the atomic event according to the grabbed atomic event; processing the composite event according to the preprocessed atomic event and the analysis result to obtain a processing result; The step of monitoring event information further comprises the step of feeding back an operation guide according to the processing result; event information monitoring and composite event processing are carried out in a Storm real-time calculation mode. According to the method, the most suspicious claim settlement behavior and fraud leakage can be effectively discriminated, various risk types can be identified, and the risk of the case can be upgraded.
Owner:CHINA AUTOMOTIVE TECH & RES CENT +1

Engineering order settlement method and system based on block chain data storage

PendingCN113688418AImprove the efficiency of settlement managementSolve the disadvantages of tamperingFinanceEnergy industryData ingestionUnstructured data
The invention provides an engineering order settlement method and system based on block chain data storage, and the method comprises the steps: extracting structured data and unstructured data in an engineering order, and generating a block chain node for the engineering order; extracting feature data corresponding to the type of the non-structural data, and storing the feature data into a block chain node based on a link evidence storage mode; extracting an order object and an order type involved in the engineering order according to the structured data, generating a smart contract, and storing the smart contract and the structured data in a block chain node based on a content evidence storage mode; and when an engineering order settlement request is received, performing settlement of the engineering order according to the stored smart contract. The characteristics of decentralization and tampering incapability of the block chain technology are utilized, the defect that settlement records of different electric power companies are tampered at any time is overcome, the settlement risk is reduced, different data processing and uplink modes are adopted, and the storage space of unstructured data on the block chain is saved.
Owner:STATE GRID ZHEJIANG ELECTRIC POWER CO LTD HANGZHOU POWER SUPPLY CO

Claim settlement risk prediction method, system, equipment and storage medium

The invention relates to a claim settlement risk prediction method, system, equipment and a storage medium. After the customer submits an order, the settlement risk index of the order is calculated. the method comprises the following steps of acquiring basic characteristics of the orders; calculating the derived characteristics based on the basic characteristics; acquiring historical claim settlement data of the corresponding receiving and sending person according to the basic characteristics; analyzing the basic characteristics, and carrying out fusion processing on the derived features and historical claim settlement data and inputting a risk prediction model constructed according to an XGBOOST algorithm in advance, so as to obtain a claim settlement risk index. The XGBOOST algorithm isused for modeling, so that the order data information is comprehensively judged, and the order data information can be displayed on a customer, and calculating the settlement risk index of the order is before the order transaction, so that corresponding preventive measures are made to orders with high claim risk indexes in advance, and loss is reduced.
Owner:SF TECH

Claim-settling risk control method, device, computer device and storage medium

PendingCN109409648AImprove the accuracy of risk controlStrong process controllabilityFinanceResourcesRisk ControlControllability
The embodiment of the invention discloses a claim settlement risk control method, a device, a computer device and a storage medium. The invention is applied in the field of the combination of big dataand artificial intelligence, and is an intelligent prediction based on big data analysis. The method comprises the following steps: obtaining a risk factor of a claim settlement case; determining evaluation information of the risk factors according to a preset risk database; the fuzzy theory is used to obtain the membership function of the evaluation information for normalizing treatment so as toobtain the basic probability distribution; and fusing the basic probability assignment according to a combination rule to obtain a risk factor risk control conclusion. By implementing the method of the embodiment of the invention, the risk control accuracy of the claim settlement case can be improved, the controllability of the risk control cost can be improved, and the insurance service qualitycan be improved.
Owner:PING AN TECH (SHENZHEN) CO LTD

Foundation pit group engineering zoning scheme evaluation method based on environmental risk loss

The invention discloses a foundation pit group engineering zoning scheme evaluation method based on environmental risk loss. The method is characterized in that through estimating numerical values of the settlement risk loss index Sci and the unloading volume risk loss index Svi of a single foundation pit for a plurality of zoning schemes, the comprehensive loss index Si for each single foundation pit is obtained, summation is carried out on the Si to obtain the comprehensive loss index S of each zoning scheme, and the zoning scheme with the minimum S numerical value is the optimal zoning scheme which least influences the environment by foundation pit safety and control unloading. In comparison with the prior art, the evaluation method of the invention is scientific and simple, the rationality of a complex foundation pit group engineering zoning scheme is scientifically analyzed, advantages and disadvantages of each zoning scheme are compared, the optimal zoning design scheme is obtained, and a reasonable management goal is built for monitoring and dynamic management on the complex working condition of a super large volume of group pits.
Owner:ZHONGCHUAN NO 9 DESIGN & RES INST

Claim settlement method and device based on block chain, and electronic equipment

A claim settlement method and device based on a block chain, and an electronic device are applied to a claim settlement server corresponding to a claim settlement acceptor, and the block chain deploys an intelligent contract for carrying out risk management on claim settlement initiated by a claim settlement user. The intelligent contract maintains a claim settlement blacklist formed by each group member in a preset claim settlement industry group and claim settlement risk information which is stored on the block chain and indicates the claim settlement risk. The method comprises the following steps: acquiring claim settlement information submitted by the claim settlement user through a claim settlement client; in response to a query operation initiated by a claim acceptance party for the claim information, calling a matching logic in the smart contract, and matching the claim information with the claim risk information in the claim blacklist; and if the claim settlement information is not matched with the claim settlement risk information in the claim settlement blacklist, performing claim settlement processing based on the claim settlement information.
Owner:ALIPAY (HANGZHOU) INFORMATION TECH CO LTD +1

Risk monitoring, prevention and control early warning method for retail market of electricity selling company

PendingCN114444883APrevention and control of operational settlement risksOptimize Market Operation EfficiencyCharacter and pattern recognitionResourcesElectricity marketBusiness enterprise
The invention relates to an electricity selling company retail market risk monitoring, prevention and control early warning method, and belongs to the technical field of electricity selling settlement risk monitoring. According to the method, the historical electricity consumption data of the users of the electricity selling company is automatically obtained, the random fractal intelligent search algorithm is used for performing hyper-parameter optimization on the deep learning model, then the monthly transaction capability of the electricity selling company is predicted based on the model, and an effective reference is provided for accurate control of the retail transaction prediction capability of the electricity selling company. Meanwhile, based on the predicted retail transaction capability, a current retail electricity market wholesale price difference calculation mode is considered, an adaptive refined day-by-day transaction risk grading early warning prevention and control mode is provided, linkage with electricity consumption values is carried out, corresponding early warning levels and early warning measures are automatically matched, an early warning reference is provided for risk management of power grid enterprises, and the risk management efficiency of the power grid enterprises is improved. Operation settlement risks of power grid companies can be effectively prevented and controlled, market operation efficiency is optimized, and stable and orderly development of multiple market subjects in the retail power market is guaranteed.
Owner:昆明电力交易中心有限责任公司

Merchant risk monitoring method and device, computer equipment and storage medium

The invention relates to a merchant risk monitoring method and device, computer equipment and a storage medium. The method comprises the steps of calculating a risk assessment value before entering according to a similarity value between a to-be-entering merchant and each risk merchant, and obtaining platform record data formed by platform operation of each target merchant in a buffer period after entering; performing feature extraction on the platform record data of each target merchant to obtain a post-settlement feature vector corresponding to each target merchant; performing anomaly detection processing on a feature matrix formed by the post-settlement feature vectors corresponding to the plurality of target merchants by using an anomaly detection model to obtain post-settlement risk assessment values corresponding to the target merchants; and calculating a comprehensive risk value corresponding to each target merchant according to the pre-settlement risk evaluation value and the post-settlement risk evaluation value corresponding to each target merchant. By adopting the method, the merchant risk can be monitored in time, and an accurate monitoring result can be obtained.
Owner:南京星云数字技术有限公司

Claim settlement method and system based on knowledge graph

The invention discloses a claim settlement method based on a knowledge graph. The method comprises the following steps: collecting historical claim settlement data and establishing a claim settlement data set; performing data classification processing by adopting a preset classification model according to the claim settlement data set to generate classification information; establishing a claim knowledge graph according to the classification information; obtaining claim settlement accident information, and extracting corresponding target claim settlement data in the claim settlement knowledge graph according to keywords in the claim settlement accident information; and generating and sending a claim decision scheme according to the target claim data and a preset rule. The method relates to the technical field of claim. The invention further discloses a claim settlement system based on the knowledge graph. The method and the system have the advantages that the knowledge graph and the claim settlement piece are combined, the accuracy of the insurance checking process is improved, the cost is effectively reduced, the overall operation efficiency is improved, and the claim settlement risk is reduced.
Owner:北京肇祺信息科技有限公司

Commercial insurance direct compensation quick compensation system and method based on block chain

InactiveCN111275559AReduce claims riskReliable dataFinanceSmart contractSettlement risk
The invention provides a commercial insurance direct compensation quick compensation system based on a block chain, which comprises a blockchain platform-based login module, an insurance module and amedical module; the login module is used for providing a user login interface and an access interface; the insurance module comprises a creation unit, an application unit, a verification unit and a payment unit which are respectively used for creating and generating an insurance policy, applying for compensation, comparing and verifying compensation information and performing compensation payment;wherein the blockchain platform comprises an intelligent contract, a data layer and a plurality of nodes, the insurance module and the medical module upload insurance information and medical information through the intelligent contract, the data layer is used for storing various records, and the plurality of nodes are used for connecting the modules; according to the system and the method, the compensation can be directly applied and handled on the internet, the compensation efficiency is improved, the claim settlement risk of an insurance institution is reduced, the compensation period is shortened, and the time cost is saved.
Owner:JIANGSU RONGZE INFORMATION TECH CO LTD

Insurance policy claim settlement risk assessment method and device, electronic equipment and storage medium

PendingCN114202768AGuarantee the accuracy of risk analysisImprove the accuracy of risk controlFinanceSemantic analysisRisk ControlRisk level
The invention relates to the field of artificial intelligence, and discloses an insurance policy claim risk assessment method, which comprises the steps of obtaining a claim insurance policy which comprises an insurance policy picture and an insurance policy text; inputting the insurance policy picture into a picture detection model so as to detect a target region of the insurance policy picture through a region detection network in the picture detection model, identifying a region category of the target region by using a region classification network in the picture detection model, extracting structured information of the target region, taking the region category and the structured information as picture features of the insurance policy picture; extracting text features of the insurance policy text by using a text semantic recognition model; and respectively calculating index scores of the picture features and the text features by using an insurance policy risk score table so as to calculate a risk score of the claim insurance policy, and determining a risk level of the claim insurance policy according to the risk score. In addition, the invention also relates to a block chain technology, and the claim settlement insurance policy can be stored in a block chain. The risk control accuracy of insurance policy claim settlement can be improved.
Owner:CHINA PING AN PROPERTY INSURANCE CO LTD
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