The invention relates to the technical field of
blockchain finance, in particular to an efficient
digital asset transaction method based on an account model. Aiming at an existing AFCoin technology framework, a
blockchain forest and endorsement node
selection method is introduced, a
receipt processing process is integrated, complete implementation steps of the framework are given, and the framework is applied to the field of
digital asset transaction, so an efficient
digital asset transaction method based on an account model is obtained. Under a
semantic framework of AFCoin, the
blockchain forest is a plurality of blockchain structures maintained by a central
bank, and different commercial banks have different blockchains, but are published by the central
bank in a unified manner; the endorsement node
selection method ensures that a commercial
bank cannot select a specific commercial bank responsible for endorsement, and prevents
cheating between commercial banks. When a central bank is used as an issuer of digital assets, a commercial bank is used as a seller of the digital assets, and a user is used as a holder of the digital assets, an efficient digital asset transaction methodcan be obtained.