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An automatic reconciliation method and device

An automatic and billing technology, applied in the field of data processing, can solve problems such as missing bills and poor user experience

Pending Publication Date: 2019-04-16
TAIKANG LIFE INSURANCE CO LTD +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, due to the instability of the Internet environment, although the user has purchased insurance, the insurance company has not received the user's payment information. In this case, the user will not receive the insurance policy, and the problem of missing bills will arise. , so that the user experience is very poor

Method used

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  • An automatic reconciliation method and device
  • An automatic reconciliation method and device
  • An automatic reconciliation method and device

Examples

Experimental program
Comparison scheme
Effect test

Embodiment approach 1

[0058] Embodiment 1: When the identification information is an order number, the payment information related to the order number can be queried through the order number, and the order to be detected can be obtained.

[0059] Wherein, when the identification information is an order number, the acquisition of the order number to be queried may include multiple methods, for example, the following two methods may be included:

[0060] method one:

[0061] Determine the second time period currently to be queried according to the first historical time period and the preset second time period at intervals of the preset first time period;

[0062] Query the order numbers generated within the second time period.

[0063] In this embodiment, all orders generated within the second time period may be queried, or a part of them may be queried, for example, only orders for which no insurance policies have been generated can be selected to be queried.

[0064] For example: Assume that the fi...

Embodiment approach 2

[0071] Embodiment 2: When the identification information is the first time period, query the payment information of the orders generated within the first time period through the reconciliation query interface to obtain the order set to be detected. Wherein, the order set includes payment information of all orders generated within multiple first time periods.

[0072] In this embodiment, the method for determining the first time period includes the following two methods:

[0073] Method 1: Determine the current first time period to be queried according to the second historical time length and the preset third time length at each preset first time length;

[0074] Method 2: The first time period to be queried is determined based on the current time and the preset third time period at each interval of the preset first time period.

[0075] S103: Determine whether the order to be detected is a successful order according to the payment information of the order to be detected.

[...

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Abstract

The invention discloses an automatic reconciliation method and device, and the method comprises the steps: obtaining the payment information corresponding to the identification information from a reconciliation query interface provided by a bank or a payment gateway, obtaining a to-be-detected order, and judging that the to-be-detected order is a successful order according to the payment information of the to-be-detected order; Judging whether the order to be detected is a successful order or not according to the acquired payment information of the order to be detected, and if the order to bedetected does not generate the insurance policy, reissuing the insurance policy to the user if the order to be detected is the successful order. Therefore, the problem of order missing under the condition that the user pays successfully is avoided, and the user experience is improved. Moreover, through the inquired payment information of the order, the predicted account arrival time of the targetorder is calculated, the predicted account arrival amount of the order is obtained, and the account is checked according to the predicted account arrival amount and the predicted account arrival time.In this way, automatic account checking is achieved.

Description

technical field [0001] The invention relates to the field of data processing, in particular to an automatic account reconciliation method and device. Background technique [0002] In recent years, with the development of the Internet, insurance sales through the Internet have become more and more common. Although the insurance amount for Internet sales is relatively small for traditional insurance sales, the number of policies is huge. Moreover, for insurance sold through the Internet, after the user's payment is successful and the insurance company receives the information of the user's successful payment, it needs to send the policy to the user to inform the user of the success of the insurance application. [0003] However, due to the instability of the Internet environment, although the user has purchased insurance, the insurance company has not received the user's payment information. In this case, the user will not receive the insurance policy, and the problem of missi...

Claims

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Application Information

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IPC IPC(8): G06Q40/08G06Q40/00
CPCG06Q40/08G06Q40/125
Inventor 程战战
Owner TAIKANG LIFE INSURANCE CO LTD
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