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Customer screening method and device, server and computer readable storage medium

A screening method and customer's technology, applied in the field of information screening, can solve the problem of low accuracy and achieve the effect of improving accuracy and avoiding influence

Active Publication Date: 2020-01-07
MASHANG CONSUMER FINANCE CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] Embodiments of the present invention provide a client screening method, device, server, and computer-readable storage medium to solve the problem of low accuracy of existing methods for screening inactive clients

Method used

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  • Customer screening method and device, server and computer readable storage medium
  • Customer screening method and device, server and computer readable storage medium
  • Customer screening method and device, server and computer readable storage medium

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Embodiment Construction

[0025] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are some of the embodiments of the present invention, but not all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0026] The customer screening method provided by the embodiment of the present invention will be firstly described below.

[0027] It should be noted that the customer screening method provided by the embodiment of the present invention can be applied to one device or to a distributed system composed of multiple devices (the distributed system is a decentralized system). In the case that the customer screening method is applied to a device, the device ...

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Abstract

The invention provides a customer screening method and device, a server and a computer readable storage medium. The method comprises the following steps: acquiring customer characteristic data of an inactive customer; inputting the obtained customer characteristic data into a classification decision model to obtain an evaluation value of a classification parameter output by the classification decision model; and screening the non-activated clients according to the evaluation values of the classification parameters. Compared with the situation that screening is conducted according to manual industry experience in the prior art, the influence of manual subjective factors on the screening result can be effectively avoided, and therefore the accuracy of the screening result is effectively improved.

Description

technical field [0001] The embodiments of the present invention relate to the technical field of information screening, and in particular to a client screening method, device, server, and computer-readable storage medium. Background technique [0002] Currently, the use of virtual credit cards is becoming more and more common. It is understandable that a virtual credit card is a common consumer financial product (specifically, a digital card for different customer groups), which is characterized by giving cardholders a certain credit limit, and cardholders can spend within the credit limit first and then Repayment, which generally has the functions of cash installment, consumption installment and bill installment. [0003] Generally speaking, many customers who applied for a virtual credit card did not use the virtual credit card after the application was approved, or began to use the virtual credit card after a long time after the application was approved. These customers ...

Claims

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Application Information

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IPC IPC(8): G06Q30/02G06K9/62
CPCG06Q30/0201G06F18/24
Inventor 刘可李谦
Owner MASHANG CONSUMER FINANCE CO LTD
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