Payment system and method for quickly identifying member code

Abstract

The invention discloses a payment system and method for quickly identifying a member code, and the system comprises a consumption platform which is used for setting a payment contract of a member user, authenticating the identity information of the member user, initiating a payment setting request of the consumption platform, and adjusting the payment mode of the consumption platform; a payment platform which is used for receiving a payment setting request of the consumption platform, importing the payment setting request into a payment verification system of the payment platform, and callingback a payment contract to the consumption platform; the cloud server is used for remotely receiving the data of the consumption platform, confirming the payment information of the member user, automatically generating a payment member code and sending the payment member code to the consumption platform; and the collection terminal is used for identifying a key of the payment member code, and sending payment success information and payment details to the consumption platform after the key is verified by the cloud server. According to the embodiment of the invention, the member code and the payment code of the user can be combined into one, the payment mode is customized, and the convenience of member payment is improved.

Description

technical field [0001] The invention relates to the field of shopping payment, in particular to a payment system and method for quickly identifying membership codes. Background technique [0002] At present, many stores handle membership cards for consumers. With the rapid development of smart terminals, this kind of membership card is gradually changing from traditional cards to electronic membership cards. Member users need to show it to the store in the payment process after consumption. Membership card, if there is a membership card, then determine the extent of consumption discounts and other member points exchange, the clerk is determining the final payment amount of the member, and let the user choose the payment method, etc. In this process, not only the clerk of the store is required It takes a lot of time to determine the user's membership level, membership points, member discount rate, etc. Consumers also need to determine whether to use membership points to redee...

AI Technical Summary

Problems solved by technology

[0002] At present, many stores handle membership cards for consumers. With the rapid development of smart terminals, this kind of membership card is gradually changing from traditional cards to electronic membership cards. Member users need to show it to the store in the payment process after consumption. Membership card, if there is a membership card, then determine the extent of consumption discounts and other member points exchange, the clerk is determining the final payment amount of the member, and let the user choose the payment method, etc. In this process, not only the clerk of the store is required It takes a lot of time to determine the user's membership level, membership points, member discount rate, etc. Consumers also need to determine whether to use membership points to redeem the type of discount, choose the payment method, etc., resulting in time consumption for both store cashiers and consumers , which is not conducive to prompting the consumption attractiveness of the store, and may easily cause problems such as the loss of members

[0003] In order to solve the above problems, many stores currently choose to use self-service payment robots directly in the payment process of consumption, allowing users to operate the above-mentioned complicated process by themselves. Consumers choose membership levels, member point redemption and other discounts, and then pay by themselves. Store employees only need consumers to use the payment robot to pay and go in for confirmation. However, the above-mentioned process does not save the consumer's operation time. For some consumers who are not familiar with operating the payment robot, the above-mentioned operation It will also cause additional inconvenience, cannot effectively solve the above problems, and will also cause the loss of store members

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