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Digital wallet application for mobile payment

A digital wallet, mobile payment card technology, applied in the field of mobile applications

Pending Publication Date: 2020-04-10
アイデミアフランス
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, current payment networks also have disadvantages, and using these current payment networks for roaming payments is not always satisfactory

Method used

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  • Digital wallet application for mobile payment
  • Digital wallet application for mobile payment
  • Digital wallet application for mobile payment

Examples

Experimental program
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Effect test

Embodiment Construction

[0114] While the disclosure is susceptible to embodiments in many different forms, the drawings illustrate specific embodiments and will be described in detail herein, with the understanding that the disclosure is to be considered as illustrative of the principles of the disclosure and not intended to The present disclosure is limited to the specific embodiments illustrated. Instead, the scope of the invention is defined by the appended claims.

[0115] In the description below and in the Figures 1 to 10B Numerous specific details of the invention are set forth in. Those skilled in the art will understand, however, that the invention may have additional embodiments or that the invention may be practiced without some of the details described in the following description. In other instances, well-known methods, procedures, and components have not been described in detail so as not to obscure the embodiments described herein.

[0116] The present invention provides a mobile d...

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PUM

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Abstract

The invention relates to a method implemented by a mobile device (DV) for managing a digital wallet application (DWA), initially configured with first data (DTI) of a mobile payment card (CI) for operating in a home payment network (H-NT), the method comprising: sending (S40) location information (LOC) of the mobile device; receiving (S48) roaming information (RI) identifying a roaming payment network (R-NT) available to the mobile device; selecting (S50) a roaming payment network (R-NT); obtaining (S68) a second data (DT2) allocated to the mobile payment card for operating in the selected roaming network; and configuring (S70) the digital wallet application so that it can use the mobile payment card in the roaming payment network. The invention also relates to a processing method implemented by a server for sending (S46) the roaming information (RI) and sending the second data (DT2).

Description

Background technique [0001] The present disclosure relates generally to the field of mobile applications for performing financial transactions, such as payment transactions. The present disclosure relates more particularly, but not exclusively, to managing digital wallet applications in mobile devices to enable users to perform transactions, such as payment transactions, in a particular payment network. [0002] Payment for products and services is usually done using a credit card, debit card or any other kind of payment card. Mobile wallet-based mobile payment systems are becoming more and more popular due to the convenience of being able to make payments or purchases from a user's mobile device or smartphone. Payment and service providers typically provide this functionality to users by means of mobile applications (or applets) running on the mobile device. The mobile application allows users to pay through a credit card issuer or bank, or through a third-party payment pro...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38G06Q20/36G06Q20/32
CPCG06Q20/3224G06Q20/36G06Q20/385G06Q20/326H04W12/63H04L9/50G06Q20/325G06Q20/38H04W4/029H04W4/50G06F16/252G06Q20/108G06Q20/3672G06Q20/401G06Q2220/00H04W4/20H04W84/042
Inventor M·O·马霍京M·M·艾尔侯赛因
Owner アイデミアフランス
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