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Underwriting method and related device and equipment

A technology for underwriting and insurance policies, applied in the field of artificial intelligence, which can solve the problems of consuming a lot of human resources, being susceptible to the influence of artificial subjectivity in accuracy, and being inefficient.

Pending Publication Date: 2020-08-07
SHANGHAI SENSETIME INTELLIGENT TECH CO LTD
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, the use of manual (i.e. underwriters) underwriting requires a lot of human resources, which is inefficient, and the accuracy of underwriting is easily affected by manual subjectivity, so the stability cannot be guaranteed

Method used

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  • Underwriting method and related device and equipment
  • Underwriting method and related device and equipment
  • Underwriting method and related device and equipment

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Embodiment Construction

[0035] The solutions of the embodiments of the present application will be described in detail below in conjunction with the accompanying drawings.

[0036] In the following description, for purposes of illustration rather than limitation, specific details, such as specific system architectures, interfaces, and techniques, are set forth in order to provide a thorough understanding of the present application.

[0037] The terms "system" and "network" are often used interchangeably herein. The term "and / or" in this article is just an association relationship describing associated objects, which means that there can be three relationships, for example, A and / or B can mean: A exists alone, A and B exist simultaneously, and there exists alone B these three situations. In addition, the character " / " in this article generally indicates that the contextual objects are an "or" relationship. In addition, "many" herein means two or more than two.

[0038] see figure 1 , figure 1 It ...

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Abstract

The invention discloses an underwriting method and related device and equipment, and the method comprises the steps: obtaining the content data of a target underwriting policy, wherein the content data is input by the user in a man-machine interaction mode; and processing the content data of the target nuclear insurance policy by using the artificial intelligence underwriting model to obtain an underwriting result of the target nuclear insurance policy. According to the scheme, the underwriting cost can be reduced, and the underwriting efficiency, the underwriting accuracy and the underwritingstability are improved.

Description

technical field [0001] This application relates to the technical field of artificial intelligence, in particular to an underwriting method and related devices and equipment. Background technique [0002] At present, consumers generally purchase insurance by manually filling out the insurance policy offline. In order to achieve forward risk control, the underwriters of the insurance company usually need to review the content of the policy to serve the normal insurance application and avoid the risks caused by malicious insurance applications. unnecessary losses. [0003] However, manual underwriting (that is, underwriters) consumes a lot of human resources, which is inefficient, and the accuracy of underwriting is easily affected by human subjectivity, so the stability cannot be guaranteed. In view of this, how to improve the efficiency of underwriting as well as the accuracy and stability of underwriting has become an urgent problem to be solved. Contents of the invention...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G06Q10/06G16H50/30
CPCG06Q40/08G06Q10/067G16H50/30
Inventor 张捷
Owner SHANGHAI SENSETIME INTELLIGENT TECH CO LTD
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