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Method for managing and controlling funds according to settlement sheet details

A capital and detailed technology, applied in finance, computing, data processing applications, etc., to achieve the effect of flexible adjustment and good control

Pending Publication Date: 2021-01-01
银盛支付服务股份有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] Therefore, there needs to be a good way to deduct the amount of settlement details from the money in the merchant's account, but the actual money paid to the merchant is another adjusted amount

Method used

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  • Method for managing and controlling funds according to settlement sheet details
  • Method for managing and controlling funds according to settlement sheet details

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Embodiment Construction

[0026] The present invention will be further described below in conjunction with the accompanying drawings and embodiments.

[0027] The idea, specific structure and technical effects of the present invention will be clearly and completely described below in conjunction with the embodiments and accompanying drawings, so as to fully understand the purpose, features and effects of the present invention. Apparently, the described embodiments are only some of the embodiments of the present invention, rather than all of them. Based on the embodiments of the present invention, other embodiments obtained by those skilled in the art without creative efforts belong to The protection scope of the present invention. In addition, all the connection / connection relationships involved in the patent do not simply refer to the direct connection of components, but mean that a better connection structure can be formed by adding or reducing connection accessories according to specific implementat...

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Abstract

The invention discloses a method for managing and controlling funds according to settlement sheet details, and relates to the technical field of electronic commerce. The method comprises a fund freezing method, and the fund freezing method comprises the following steps of: S1, generating a freezing record, specifically initiating a freezing application on a settlement sheet page and generating a freezing record; S2, generating a merchant fund adjustment running account, specifically generating a corresponding merchant fund adjustment running account according to the freezing record; S3, applying the merchant fund adjustment running account to the settlement details; and S4, deducting a fund adjustment amount from a settlement amount, specifically deducting the fund adjustment amount from ageneral account, and paying the fund adjustment amount to a merchant. The method has the beneficial effects of that the method can achieve effective management and control of capital risks, and achieves the flexible adjustment of the payment amount.

Description

technical field [0001] The present invention relates to the technical field of electronic commerce, and more specifically, the present invention relates to a method for managing and controlling funds according to the details of settlement sheets. Background technique [0002] With the rise of e-commerce, online electronic payment is more and more popular because of its convenience. At present, in the online electronic payment methods, in order to reduce risks, most of them exist in the form of third-party payment company guarantees. [0003] The clearing system of the third-party payment company clears the transaction flow of the merchant every day, generates the corresponding settlement details, and pays the settlement payment to the merchant according to the settlement details. During this process, if the merchant has financial risks or needs to pay to the merchant adjustments to the amount. [0004] Therefore, there needs to be a good method, which can deduct the amount...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/10G06Q20/10G06Q20/40G06Q40/04
CPCG06Q10/103G06Q20/102G06Q20/403G06Q40/04
Inventor 曾坚坚陈志杰孙煌吴海波郭倩
Owner 银盛支付服务股份有限公司
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