Cross-network transaction method and system and computer readable storage medium

A transaction method and transaction system technology, applied in the field of electronic merchants

Pending Publication Date: 2021-01-05
CHINA UNIONPAY
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Similarly, when a Chinese tourist enters a foreign country, if the network of the Chinese payment and clearing organization to which the bank card belongs does not cover the country, then the Chinese bank card he holds cannot be used for payment abroad

Method used

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  • Cross-network transaction method and system and computer readable storage medium
  • Cross-network transaction method and system and computer readable storage medium
  • Cross-network transaction method and system and computer readable storage medium

Examples

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Embodiment Construction

[0062] Exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. Although exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited by the embodiments set forth herein. Rather, these embodiments are provided for more thorough understanding of the present disclosure and to fully convey the scope of the present disclosure to those skilled in the art.

[0063] In the present application, it should be understood that terms such as "comprising" or "having" are intended to indicate the presence of features, numbers, steps, acts, components, parts or combinations thereof disclosed in the specification, and are not intended to exclude one or multiple other features, numbers, steps, acts, parts, parts or combinations thereof.

[0064] In addition, it should be noted that, in the case of...

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PUM

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Abstract

The invention provides a cross-network transaction method and system and a computer readable storage medium, and the method comprises the steps: obtaining an account binding application which comprises account information, wherein the account information is used for carrying out the transaction in a first network; generating a transaction mark used in the second network according to the account binding application, and binding the transaction mark with the account information; obtaining a transaction application initiated in a second network, and processing the transaction application by usingthe transaction mark so as to perform transaction by using the processed transaction application and the account information in the first network to obtain transaction intermediate information; and processing the transaction intermediate information by using the transaction mark to obtain a transaction result corresponding to the transaction application in the second network. By utilizing the method, convenient cross-network payment can be realized without re-applying for an account in cross-network transaction and injecting a quantity into a newly applied account.

Description

technical field [0001] The application belongs to the technical field of electronic merchants, and in particular relates to a cross-network transaction method, system and computer-readable storage medium. Background technique [0002] This section is intended to provide a background or context to the implementations of the application that are recited in the claims. The descriptions herein are not admitted to be prior art by inclusion in this section. [0003] When an overseas tourist enters China, if the network of the payment and settlement organization (payment and settlement network) to which the bank card belongs does not cover China, then the bank card cannot be used for payment in China. Similarly, when a Chinese tourist enters a foreign country, if the network of the Chinese payment and clearing organization to which the bank card belongs does not cover the country, then the Chinese bank card he holds cannot be used for payment abroad. Especially for short-term tou...

Claims

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Application Information

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IPC IPC(8): G06Q20/32G06Q20/38G06Q40/02
CPCG06Q20/3274G06Q20/381G06Q40/02
Inventor 倪德中单长胜罗佳郭宇航潘陈钰王唐方
Owner CHINA UNIONPAY
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