Remote shopping payment method

Abstract

This invention relates to remote purchase payment method, which is characterized by the financial service structure, buyer, seller operations according to credit ensuring procedures, wherein the credit ensuring procedures comprise the following steps: the buyer provides the payment insurance or payment funds to financial structures; the seller sends the goods to buyer with his identification; the seller gets the money from financial structure when the buyer receives the goods; the seller loses the money if the buyer cannot receive the goods.

Description

[0001] Field: [0002] The invention relates to the fields of finance, sales, and network technology, in particular to a payment method for remote shopping transactions such as mail order, telephone shopping, and network shopping. Background technique: [0003] Existing long-distance shopping transactions such as mail order, telephone shopping, and online shopping generally use conventional exchange or credit card payment methods to pay for goods, which cannot guarantee credit in the entire transaction process. Invention content: [0004] The purpose of the present invention is to provide a simple and effective payment method for ensuring the credibility of remote shopping. [0005] Through the following description, combined with the accompanying drawings, those of ordinary skill in the art can understand the specific idea of ​​the present invention. [0006] The financial service institution, the shopper, and the seller complete the remote shopping payment operation accor...

AI Technical Summary

Problems solved by technology

[0003] The existing long-distance shopping transactions such as mail order, telephone shopping, and online shopping generally use conventional exchange or credit card payment methods to pay for goods, which cannot guarantee credit during the entire transaction process

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