System with grid display to facilitate update of electronic record information

Abstract

A potential risk relationship data store may contain electronic records representing a plurality of potential risk relationships with an enterprise. An existing risk relationship data store may contain electronic records representing a plurality of existing risk relationships, of various types, between entities and the enterprise. A back-end application computer server may access information in the potential risk relationship data store and the existing risk relationship data store. The computer server may then transmit, to a first user device, a grid display of information about a subset of the electronic records in the potential risk relationship data store. Moreover, information about electronic records not in the subset is blocked from being transmitted to the first user device. The computer server may then receive, from the first remote user device, an annotation associated with a selected entity and store the received annotation such that it is accessible via a second user device.

Description

BACKGROUND[0001]Electronic records, such as files and database entries, may be stored and utilized by an enterprise. For example, an insurance enterprise might access and update electronic records associated with potential and existing risk relationships (e.g., insurance relationships with customers). In some cases, information about existing customers may be helpful when exploring new relationships (e.g., to identify new entities who might be interested in entering into a new risk relationship with an enterprise). For example, an existing customer who already purchases workers' compensation insurance from an enterprise might be more likely to consider also purchasing another type of insurance (e.g., business insurance) from that enterprise. This information is typically compiled and stored on a spreadsheet application (e.g., such as the EXCEL® spreadsheet application available from Microsoft®). Manually identifying appropriate electronic records by an enterprise, however, can be a ...

AI Technical Summary

Benefits of technology

This patent describes a system and method for accessing and updating electronic records related to potential risks with an enterprise. The system allows for faster and more accurate results, as well as flexibility and effectiveness in responding to those results. The system includes a potential risk relationship data store containing electronic records of potential risk relationships, an existing risk relationship data store containing electronic records of various types of existing risks, and a back-end application computer server. The server can access information from both data stores and display it to a user device. The system can also allow for user engagement with the displayed information and annotating it with additional information. Overall, this patent provides a technical solution for managing and responding to risks in a more efficient and effective way.

Problems solved by technology

Moreover, information about electronic records not in the subset is blocked from being transmitted to the first user device.

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