Method and system of bank card rechargeable payment over air based on third-party information platform

Abstract

The invention discloses a method and system of bank card rechargeable payment over air based on a third-party information platform. The system comprises a mobile telecom carrier information platform, a bank card rechargeable payment service platform and one or more mobile telecom carrier outlet terminal, wherein the bank card chargeable payment service platform comprises at least one service server, at least one front-end processor and at least one fire wall, the mobile telecom carrier information platform is connected with the front-end processor through the fire wall, the front-end processor is connected with the service server, and the mobile telecom carrier outlet terminal (s) is / are respectively connected with the mobile telecom carrier information platform and the bank card rechargeable payment service platform through a communication system. Based on the network advantage and outlet advantage of the mobile telecom carrier information platform, Huinong cards and common bank cards are issued for users, thereby widening the application range, and overcoming the difficulties that in secluded areas, the communication network is impeded, the banking outlets are insufficient, business is difficult to develop and the service cost is relatively high.

Description

technical field [0001] The invention relates to a method and system for realizing bank card recharge in the air based on a third-party information platform. Background technique [0002] With the development of science and technology, people's living standards are gradually improving, and they are developing rapidly in the direction of informatization and convenience. However, there are still some areas affected by transportation, geographical location, agriculture, water and soil resources, and labor quality. The level of economic development is relatively low. Most of these areas are blank areas of financial services, with difficulties such as poor communication networks, insufficient bank outlets, difficulties in business development, and high service costs. For services such as withdrawals, it is necessary to travel a long way and consume a lot of time. If the equipment of the institution that can handle the above-mentioned services is not normal, it is still impossible ...

AI Technical Summary

Problems solved by technology

[0002] With the development of science and technology, people's living standards are gradually improving, and they are developing rapidly in the direction of informatization and convenience. However, there are still some areas affected by transportation, geographical location, agriculture, water and soil resources, and labor quality. Most of these areas are blank areas of financial services, with difficulties such as poor communication networks, insufficient bank outlets, difficulties in business expansion, and high service costs. For withdrawals and other services, you need to travel a long way and consume a lot of time. If the equipment of the institution that can handle the above-mentioned services is not normal, it is still impossible to ensure that the user can complete the business.

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