Electronic wallet loading method and system

An e-wallet and client-side technology, applied in payment architecture, instruments, data processing applications, etc., can solve problems such as poor user experience, and achieve the effect of flexible loading methods

Active Publication Date: 2016-09-07
CHINA TELECOM CORP LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the acceptance is fixed, and the user experience is poor

Method used

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  • Electronic wallet loading method and system
  • Electronic wallet loading method and system
  • Electronic wallet loading method and system

Examples

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Embodiment Construction

[0024] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be described in further detail below in conjunction with specific embodiments and with reference to the accompanying drawings.

[0025] figure 1 It is a flow chart of the loading method of the electronic wallet of the present invention, which sends account personalization data information to the electronic wallet payment platform through the access mode of the terminal client, and a schematic transaction flow diagram of the air loading operation in which the terminal client interacts with the UIM card. The method includes the following steps:

[0026] In step 101, install the client software on the terminal, start the client software, and present the transfer login interface on the terminal, and prompt to enter the transfer information on the login interface, including the transfer amount and terminal information, and transfer the transfer request ...

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Abstract

The invention provides a method and a system for loading E-wallets. A client initiates load over the air. Different capital sources are selected for load. Load information is written in a UIM (user identity module) card which bears the E-wallets. The method and system allow for loading anytime and anywhere, and loading means is flexible, convenient, safe and reliable.

Description

technical field [0001] The invention relates to the technical field of mobile payment, and relates to a mobile payment air loading technology, in particular to an electronic wallet loading method and system. Background technique [0002] Continuous breakthroughs in mobile payment technology have driven the rapid development of the mobile payment industry. Consumers expect mobile payments to be convenient and easy to use. In the fast-growing mobile payment industry, the deposit method of electronic wallets is becoming more and more single. [0003] At this stage, there are two ways of depositing e-wallets that we can see: [0004] First, the air transfer technology based on OTA technology, the air transfer initiated by the terminal STK, realizes the convenience of wallet transfer at any time and any place. However, the initiation method of this method can only be the terminal STK, and the source of funds can only be the pre-bound account; [0005] Second, the cash loading...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/36
Inventor 张柳成
Owner CHINA TELECOM CORP LTD
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