Bankbook and data reading-writing processing method thereof

Abstract

The embodiment of the invention discloses a bankbook and a data reading-writing processing method thereof. The bankbook comprises a bankbook body, wherein the bankbook body is provided with a magnetic stripe; a customer name and account information of the bankbook are stored in the magnetic stripe; the bankbook body is further provided with an RFID (Radio Frequency Identification Device) tag; magnetic stripe information and encrypted information obtained by encrypting par information recorded with characters in the bankbook by adopting a preset encryption algorithm are stored in the RFID tag; the magnetic stripe information comprises the customer name and the account information stored in the magnetic stripe; and the encrypted information in the RFID tag is decrypted by adopting the preset encryption algorithm after being read by RFID reading-writing equipment; and when the obtained customer name, account information and par information are correspondingly consistent with the customer name and account information of the bankbook stored in the magnetic stripe and the par information recorded with the characters in the bankbook, the bankbook passes security authentication. Due to the adoption of the embodiment of the invention, the existing safety and anti-counterfeiting performance can be improved.

Description

technical field [0001] The invention relates to data processing technology, in particular to a passbook and its data reading and writing processing method. Background technique [0002] Passbook is an important part of my country's financial payment system, and it is also the most directly and frequently used savings certificate related to people's life. Today, with the rapid development of financial services, how to provide customers with more and better services through passbooks, so that customers can enjoy the convenience brought by passbooks more conveniently, has become an important means for every commercial bank to attract customers. [0003] In the process of realizing the present invention, the inventor found that the existing passbooks have at least the following problems: [0004] Existing passbooks are only equipped with a magnetic stripe as a machine-readable information carrier. With the continuous development of technology, the information in the magnetic st...

AI Technical Summary

Problems solved by technology

[0004] Existing passbooks are only equipped with a magnetic stripe as a machine-readable information carrier. With the continuous development of technology, the information in the magnetic stripe is very easy to be read and copied, making the passbook very easy to be forged, and the security and anti-counterfeiting are relatively low. Poor, anti-counterfeiting level is not high

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