Payment system and method and payment two-dimensional code generation method based on mobile terminal

A technology for payment of two-dimensional codes and mobile terminals, which is applied in the field of electronic payment methods and systems, can solve problems such as the inability to use e-commerce, and achieve the effects of saving costs, facilitating use, and reducing transaction processes

Inactive Publication Date: 2014-01-29
上海网赛网络科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, e-commerce is currently only applicable to standardized and mailable goods, while services, leisure, entertainment, and personalized goods cannot take advantage of e-commerce.

Method used

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  • Payment system and method and payment two-dimensional code generation method based on mobile terminal
  • Payment system and method and payment two-dimensional code generation method based on mobile terminal
  • Payment system and method and payment two-dimensional code generation method based on mobile terminal

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0071] In this embodiment, the bill generating system is a cash register system, and the payment QR code is printed on the cash receipt through the cash register system integrated with a QR code printing module, and the payment QR code is scanned by a mobile terminal and the QR code is scanned according to the payment QR code. Pay with the information of codes, so as to transfer the transaction information flow and transaction capital flow of offline merchants from "offline" to "online", that is, let offline merchants with physical stores use e-commerce, and transfer offline transactions Information and transaction payment are brought online, without using a credit card machine (POS), which saves the cost of using a bank card and facilitates transactions.

[0072] Such as figure 1 As shown, the mobile terminal-based payment system provided in this embodiment includes: a first mobile terminal installed with a first client, a second mobile terminal installed with a second client...

Embodiment 2

[0103] The mobile terminal-based payment system and payment method of this embodiment are especially suitable for ticketing activities such as purchasing movie tickets and various tickets (such as park tickets, concert tickets, etc.). The buyer uses the second mobile terminal to purchase tickets online and pay. After the payment is completed, the second mobile terminal obtains a QR code for a successful payment; no ticket is required. When performing activities such as watching movies, the seller uses the first mobile terminal The first client on the Internet scans the QR code of successful payment to confirm the payment behavior.

[0104] Such as image 3 As shown, the mobile terminal-based payment system provided in this embodiment includes: a first mobile terminal installed with a first client and a second mobile terminal installed with a second client; The client makes payment, and after the payment is completed, the second mobile terminal obtains a successful payment two...

Embodiment 3

[0119] In this embodiment, the payment system based on the mobile terminal includes a scanning mobile terminal such as a mobile phone and a bill generation system integrated with a two-dimensional code printing module, the scanning mobile terminal is installed with a scanning client; the bill generation system is used to print A bill with a payment two-dimensional code with bill information, the scanning client is used to scan the payment two-dimensional code, and the scanning mobile terminal performs online payment on the terminal according to the information of the payment two-dimensional code. The scanning client includes a two-dimensional code scanning module, and the two-dimensional code scanning module can be a two-dimensional code scanning module carried by clients such as WeChat and Weibo, which only needs to realize scanning the payment two-dimensional code function, of course, other modules capable of realizing the function of scanning two-dimensional codes are also w...

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PUM

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Abstract

The invention discloses a payment system and a payment method based on a mobile terminal. The traditional POS (Point of Sale) is replaced by online payment and two-dimensional code scanning; and conversion between below-line and on-line is realized; the cost for using a bank card is saved; furthermore, transaction flows are reduced; and convenience is provided for users.

Description

technical field [0001] The present invention relates to an electronic payment method and system, in particular to a mobile terminal-based payment system and payment method, and a payment two-dimensional code generation method and system. Background technique [0002] The development of e-commerce has brought a huge revolution to commodity circulation. No matter where consumers are, they can buy various commodities online without leaving home. The operating costs of online merchants are lower than those of offline physical merchants. However, the operational efficiency is much higher. However, e-commerce is currently only applicable to standardized and mailable commodities, while services, leisure, entertainment, and personalized commodities cannot use e-commerce. After nearly 10 years of development, China's e-commerce sales have reached one trillion yuan, but it only accounts for 3.5% of the total social retail sales. If e-commerce can be brought to offline physical mercha...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32
CPCG06Q20/0855G06Q20/3274
Inventor 郑昭东张一成
Owner 上海网赛网络科技有限公司
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